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104 Channel Dr, Port barrington, IL, 60010

5beds
3baths
1,648sqft
$336,000
$204price/sqft
$2,596/moest. monthly cost
$103,840/yrincome needed

About This Home

Welcome to 104 Channel Drive, a charming 0.86-acre waterfront property nestled along the scenic Fox River in Port Barrington, IL. This spacious 5-bedroom 2.1 bathroom home offers 2,696 square feet of total living space, 1,648 on the first and second floor, plus a 1,048 square foot full basement. Enjoy the convenience of a first-floor primary suite featuring dual closets, a private full bathroom with walk-in shower, and direct access to your balcony! The open-concept main floor seamlessly connects the living room, dining area, and kitchen, perfect for entertaining. A nicely sized power room rounds off the main floor plan. The 2-story outdoor space features a balcony, accessible from the 1st floor, and a deck, accessible from the walkout basement, to savor the tranquil river views. Additional highlights include a cozy fireplace, dual-pane vinyl windows, a 3-car detached garage, and a front porch to enjoy the scenic outdoors. Short sale, list price is the BANK APPROVED list price.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Cotton Creek SchoolGrades PK-52.3 mi
5/10
Matthews Middle SchoolGrades 6-82.8 mi
6/10
Wauconda High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 196
  • Dimensions: 14X14

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom5

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 99
  • Dimensions: 11X9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 135
  • Dimensions: 15X9

Family Room

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 768
  • Dimensions: 32X24

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Beamed Ceilings,Open Floorplan
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes
  • Finished area below ground: 914

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,696
  • Total interior livable area: 1,648 sqft

Kitchen

  • Features: Kitchen (Island,Pantry,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 132
  • Dimensions: 12X11

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 255
  • Dimensions: 17X15

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1532452025
  • Special condition: None
  • Other equipment: Water-Softener Owned

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water,Back of Property,Side(s) of Property
  • Water view: Water,Back of Property,Side(s) of Property
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront

Lot

  • Lot size: 0.86 Acres
  • Features: Mature Trees,Views

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,698$20,376
Home Insurance *$136$1,632
Property Taxes $632$7,584
Electricity $130$1,569
Total$2,596$31,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,005/yr
40% on housing$77,880/yr
45% on housing$69,226/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 60010$264
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60010$252
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$350,000
2026-03-09Contingent$350,000
2025-11-10Price change$350,000
2025-11-07Listed for sale$325,000
2025-10-02Listing removed$350,000
2025-08-29Listed for sale$350,000
2025-08-22Contingent$350,000
2025-07-31Listed for sale$350,000
2025-07-31Listing removed$385,000
2025-07-08Listed for sale$385,000
2025-07-08Listing removed$400,000
2025-06-26Listed for sale$400,000
2025-06-26Listing removed$400,000
2025-06-06Listed for sale$400,000
2025-06-06Listing removed$415,000
2025-05-16Price change$415,000
2025-04-26Listed for sale$430,000
2021-09-02Sold$380,000
2021-07-12Pending sale$379,900
2021-07-08Contingent$379,900
2021-06-27Listed for sale$379,900

For Sale by Agent

AgentAndrew Congenie
BrokerageCompass

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