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65 Della St, Crystal Lake, IL, 60014

3beds
1baths
882sqft
$279,000
$316price/sqft
$2,194/moest. monthly cost
$87,760/yrincome needed

About This Home

Step into this beautifully updated 3-bedroom, 1-bath home that perfectly blends modern upgrades with comfortable living. From the moment you walk in, you'll notice the fresh, contemporary feel highlighted by brand-new vinyl flooring flowing seamlessly throughout the entire home. The completely remodeled kitchen is a true standout, featuring stylish new cabinetry, sleek stainless steel appliances, and a clean, modern design-perfect for both everyday living and entertaining. The bathroom has also been fully renovated with high-quality finishes, offering a fresh and inviting space. This home has been thoughtfully upgraded from top to bottom, including all new windows and doors, along with new light fixtures that brighten every room. Major mechanical updates provide peace of mind, with a brand-new furnace and water heater installed in 2025. Enjoy outdoor living in the large backyard.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
West Elementary SchoolGrades K-50.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Other

  • Builder model: RANCH

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer,Water Softener Owned
  • Laundry features: Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 80
  • Dimensions: 08X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom,1st Floor Full Bath

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 882
  • Total interior livable area: 882 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Laundry

  • Level: Main
  • Area: 50
  • Dimensions: 5X10

Living Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Master Bedroom

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1802260009
  • Special condition: None
  • Other equipment: Water-Softener Owned

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 6,250 sqft
  • Lot size dimensions: 50 X 125

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Off Street,Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$129$1,548
Property Taxes $525$6,300
Electricity $130$1,569
Total$2,194$26,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,222/yr
40% on housing$65,820/yr
45% on housing$58,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 60014$202
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60014$195
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$289,500
2026-04-14Price change$299,500
2026-04-07Listed for sale$309,000
2023-09-11Listing removed--
2023-08-23Listed for rent$1,995
2023-08-23Listing removed--
2023-07-24Listed for rent$2,000
2022-06-01Sold$177,751
2022-04-25Contingent$174,000
2022-04-22Listed for sale$174,000
2010-04-30Sold$102,500
2009-03-25Sold$64,500

For Sale by Agent

AgentRutul Parekh, ARNI Realty Incorporated
BrokerageARNI Realty Incorporated

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