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29715 Cardinal Ave, Elkhart, IN, 46516

5beds
3baths
3,134sqft
$425,000
$136price/sqft
$3,305/moest. monthly cost
$132,200/yrincome needed

About This Home

This Baugo Beauty has all the square footage and room you will need! Boasting 5 large sized bedrooms (generous sized master bedroom above the finished garage space with extra bonus room), 3 Full Baths, full basement (partially finished), large sized lot with access to road behind home. This one is must see!!! This home has been rebuilt in 2023 from the studs to the perfection it is today! Including framing, electrical, plumbing, HVAC, roof and siding. Laundry was moved to upper level for convenience. Home is on City Water and septic system. **TAXES REFLECT NO EXEMPTIONS** Welcome Home!!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Jimtown High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 120

Family Room

  • Level: Basement
  • Area: 364

Features

  • 1st Bdrm En Suite,Ceiling Fan(s),Walk-In Closet(s),Laminate Counters,Eat-in Kitchen,Open Floorplan,Tub/Shower Combination
  • Fireplace features: None
  • Finished area below ground: 810
  • Finished area above ground: 2,324

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,944
  • Total interior livable area: 3,134 sqft

Kitchen

  • Level: Main
  • Area: 216

Living Room

  • Level: Main
  • Area: 247

Property

Details

  • Parcel number: 200511326002.000001
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch Covered

Lot

  • Lot size: 0.43 Acres
  • Features: Few Trees,0-2.9999
  • Lot size dimensions: 89 x 211

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$314$3,768
Property Taxes $555$6,660
Electricity $287$3,447
Total$3,305$39,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,314/yr
40% on housing$99,150/yr
45% on housing$88,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 46516$126
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46516$126
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$425,000
2022-12-30Sold$77,500
2022-12-04Pending sale$77,500
2022-12-03Listed for sale$77,500
2013-06-27Sold$0

For Sale by Agent

AgentDodie Gerger
BrokerageSUNRISE Realty

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