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28880 County Road 16, Elkhart, IN, 46516

3beds
2baths
1,648sqft
$319,900
$194price/sqft
$2,484/moest. monthly cost
$99,360/yrincome needed

About This Home

WOW!! EVERYTHING NEW! This beautiful Ranch home in Jimtown with an in ground Gunite pool was taken down to the studs and built back out! From the new insulation throughout the home to the stylish finishes this home does not disappoint! Step into the welcoming, gorgeous open concept living room/kitchen area with new cabinets, appliances and a huge island, all with granite countertops! The 3 bedrooms are spacious, including the featured primary suite that has a beautiful tiled walk in shower! There is a room on the back of the house that leads out to the pool area that could be a family room, dining room, or even a great office space! There is also a new metal roof, a convenient main level laundry, and a 2 stall garage.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
9/10
4/10
Jimtown High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding,Wood Siding,Limestone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater
  • Laundry features: Main Level

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • 1st Bdrm En Suite,Stone Counters,Open Floorplan,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Flooring: Laminate,Tile,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,648

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,648 sqft

Property

Details

  • Parcel number: 200512154008.000001

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Patio
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.39 Acres
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 76X223

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$236$2,832
Property Taxes $447$5,364
Electricity $184$2,212
Total$2,484$29,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,165/yr
40% on housing$74,520/yr
45% on housing$66,240/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 46516$125
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46516$126
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$349,900
2025-01-31Sold$105,000
2025-01-15Pending sale$139,000
2024-12-13Price change$139,000
2024-12-04Price change$149,000
2024-11-21Listed for sale$169,000
2012-09-17Sold$24,000

For Sale by Agent

AgentSteve Bottom
BrokerageRealty Group Resources

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