See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

29528 San Lucia Dr, Elkhart, IN, 46514

3beds
1baths
1,456sqft
$245,000
$168price/sqft
$1,689/moest. monthly cost
$67,560/yrincome needed

About This Home

Welcome to this beautifully updated home that blends modern improvements with everyday comfort. Step inside to discover a fully remodeled kitchen and bathroom, durable LVP flooring, and fresh interior paint completed within the last year, creating a bright and inviting living space. Major updates provide peace of mind, including a new HVAC system (less than 5 years old), water heater (approximately 2 years old), and updated plumbing and electrical systems. The roof has also been improved, with the front half recently replaced, while the remaining section is older with no known leaks. Situated on a generous lot, this home offers plenty of outdoor space for entertaining, gardening, or simply relaxing. To make your purchase even more appealing, the seller is offering buyer concessions and a home warranty. This is a fantastic opportunity to own a thoughtfully updated home with many of the major improvements already completed. Property is being sold as-is.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
West Side Middle SchoolGrades 7-81.6 mi
2/10
Elkhart High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer Stacked,Electric Range

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Level: Main
  • Area: 220

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Kitchen

  • Level: Main
  • Area: 240

Living Room

  • Level: Main
  • Area: 360

Property

Details

  • Parcel number: 200135381005.000005

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.38 Acres
  • Features: 0-2.9999
  • Lot size dimensions: 100X165

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$129$1,548
Property Taxes $138$1,656
Electricity $184$2,212
Total$1,689$20,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,908/yr
40% on housing$50,670/yr
45% on housing$45,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$143
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$245,000
2026-07-24Listed for sale$250,000

For Sale by Agent

AgentKeri Hir
BrokerageKeri Hir

Similar Homes