55818 Merle Ave, Elkhart, IN, 46514
About This Home
Welcome to 55818 Merle Avenue! This beautifully maintained home offers the perfect blend of comfort, space, and convenience. Featuring a bright, open layout with generously sized living areas, this property is move-in ready and ideal for a variety of buyers. The spacious kitchen flows seamlessly into the main living space, making it perfect for everyday living and entertaining. A versatile bonus room in the back of the home provides additional space for a home office, playroom, workout area, or guest retreat. Step outside to enjoy relaxing evenings on the back patio overlooking the large yard, with plenty of room for outdoor activities, gardening, and entertaining. The property also includes a workshop for hobbies, storage, or projects, along with access to the nearby river for added recreational enjoyment. Located in a desirable north Elkhart neighborhood near shopping, dining, schools, and major roadways, this home offers both privacy and accessibility.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Freezer,Gas Oven
Basement
- Has basement: Yes
- Basement: Partially Finished,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Flooring: Hardwood
- Finished area below ground: 621
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Baseboard,Hot Water
- Cooling features: Central Air
Interior Area
- Total structure area: 3,463
- Total interior livable area: 2,221 sqft
Property
Details
- Parcel number: 200503328014.000005
Features
- Levels: One
- Stories: 1
- Fencing: Full,Chain Link
Lot
- Lot size: 1.07 Acres
- Features: 0-2.9999
- Lot size dimensions: 160 X 262
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $171 | $2,052 |
| Electricity | $203 | $2,443 |
| Total | $2,020 | $24,240 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $295,000 |
| 2026-07-17 | Price change | $300,000 |
| 2021-07-10 | Pending sale | $229,900 |
| 2021-07-01 | Contingent | $229,900 |
| 2021-06-25 | Listed for sale | $229,900 |
| 2003-09-02 | Sold | $100,000 |
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