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26589 County Road 4, Elkhart, IN, 46514

4beds
2baths
1,978sqft
$325,000
$164price/sqft
$2,411/moest. monthly cost
$96,440/yrincome needed

About This Home

Welcome Home to 26589 County Road 4!! This home has been updated and refreshed in 2023 with new roof, gutters, electrical, water heater, much larger kitchen and appliances!! The upper level master bedroom now has a full bath attached. The basement is partially finished for extra space for storage, 4th bedroom with egress and closet, a large family room area and laundry. Outside you will love the 1 acre lot with large 2 story storage shed, 2 car detached garage and convenient location close to the elementary school, grocery store, gas stations, toll road and many restaurants. *TAXES REFLECT NO EXEMPTIONS*

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Feeser Elementary SchoolGrades PK-60.1 mi
5/10
West Side Middle SchoolGrades 7-84.0 mi
2/10
Elkhart High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Basement
  • Area: 216

Features

  • 1st Bdrm En Suite,Ceiling Fan(s),Laminate Counters,Stand Up Shower
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,478

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,485
  • Total interior livable area: 1,978 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 192

Property

Details

  • Parcel number: 200217376008.000026

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Partial,Chain Link

Lot

  • Lot size: 1.01 Acres
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 440 x 800

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$171$2,052
Property Taxes $413$4,956
Electricity $184$2,212
Total$2,411$28,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,662/yr
40% on housing$72,330/yr
45% on housing$64,293/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$143
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$325,000

For Sale by Agent

AgentDodie Gerger
BrokerageSUNRISE Realty

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