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54459 Hunters Ct, Elkhart, IN, 46514

4beds
4baths
3,258sqft
$399,000
$122price/sqft
$2,774/moest. monthly cost
$110,960/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac in desirable Hunters Pointe, this distinctive 4-bedroom, 3.5 bath home offers a rare combination of privacy, character, and scenic beauty. With 216 feet of water frontage along the pond this half-acre property features lovely, landscaped grounds that provide a peaceful setting that is conveniently located near shopping, dining and everyday amenities. Inside, the home features a striking vaulted beamed ceiling in the living room, highlighted by a large brick gas fireplace and sliding doors leading to the deck. A distinctive sunken dining room adds architectural interest and an inviting space for gatherings. The main level primary suite includes creek views, two walk-in closets, and a walk-in shower. The finished lower level expands the living space with a large family room with wood--burning stove, bedroom and full bath, plus a large, carpeted, semi-finished multi-purpose room ideal for a home office, workout area, or hobby space. Recent improvements include a brand-new water heater and well bladder. With its unique layout, beautiful landscaping, and rare waterfront location, this home offers a one-of-a-kind opportunity in Hunters Pointe.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
2/10
North Side Middle SchoolGrades 7-83.8 mi
2/10
Elkhart High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Gas Cooktop,Dryer-Gas,Oven-Built-In,Gas Water Heater,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 192

Family Room

  • Level: Lower
  • Area: 504

Features

  • Ceiling Fan(s),Beamed Ceilings,Vaulted Ceiling(s),Walk-In Closet(s),Kitchen Island,Open Floorplan,Double Vanity,Kitchenette,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Great Room,Custom Cabinetry
  • Door features: Pocket Doors
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room,Wood Burning,Basement,Gas Starter
  • Fireplace: Yes
  • Finished area below ground: 1,055
  • Finished area above ground: 2,203

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,192
  • Total interior livable area: 3,258 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 225

Office

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 200236176008.000026
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Deck on Waterfront,Frontage Lot,Pond
  • Frontage length: Water Frontage(216)

Lot

  • Lot size: 0.56 Acres
  • Features: Cul-De-Sac,0-2.9999,City/Town/Suburb,Landscaped
  • Lot size dimensions: 117X210

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$210$2,520
Property Taxes $249$2,988
Electricity $298$3,583
Total$2,774$33,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,108/yr
40% on housing$83,220/yr
45% on housing$73,973/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$143
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$429,900

For Sale by Agent

AgentDennis Bamber, Cressy & Everett- Elkhart, Katrina Hale, Cressy & Everett- Elkhart
BrokerageCressy & Everett- Elkhart

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