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3484 Fox Chase Dr, Bristol, IN, 46507

5beds
5baths
4,768sqft
$998,000
$209price/sqft
$6,690/moest. monthly cost
$267,600/yrincome needed

About This Home

Improved price on this rare opportunity to own a stunning custom-built home situated along the St. Joseph River, where timeless craftsmanship meets the perfect solution to everyday living. Encompassing over 5,515 square feet, this 5-bedroom, 4.5-bath residence was designed for both entertaining and effortless everyday living. Step inside to a breathtaking great room where soaring ceilings, dramatic floor-to-ceiling Palladian windows, and a striking fireplace create an atmosphere of HOME. Natural light pours in from every angle, offering sweeping, unobstructed river views that bring a sense of tranquility and peace throughout the home. The chef's kitchen is as functional as it is beautiful, featuring expansive prep space, abundant cabinetry, and an oversized island ideal for gathering. Entertain with ease with the wonderful butler’s pantry, while the walk-in pantry offers additional storage. A spacious and thoughtfully designed mudroom enhances everyday living with style and practicality. Wake up each morning to serene river views and abundant wildlife from the main-level primary suite. The spacious ensuite bath offers a relaxing soaking tub, walk-in closet, and separate shower—creating a private retreat to start and end your day. Upstairs, you will find three generously sized bedrooms, including a private guest suite with its own en-suite bath. A well-appointed Jack-and-Jill bath with dual vanities serves the additional bedrooms, offering both comfort and convenience. The walkout lower level is a destination of its own—designed for relaxation and recreation—with a second fireplace, expansive family room, dedicated game and billiards area, a private safe room, additional bedroom, and continued panoramic riverfront vistas. Outdoors, experience true waterfront luxury. A newer rock seawall and maintenance-free composite deck extend into the water, creating a seamless connection to the river. The multi-tiered entertaining spaces and gas-start firepit set the stage for unforgettable evenings under the stars. No detail has been overlooked, with recent upgrades including a newer roof, (2) dual high-efficiency furnaces, (2) air conditioning systems, (2) water heaters, and updated LED lighting throughout. This is more than a home—it is a private waterfront retreat offering unparalleled beauty, and serenity on the St. Joseph River.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Bristol Elementary SchoolGrades PK-60.8 mi
4/10
2/10
Elkhart High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Electric Cooktop,Dryer-Electric,Oven-Built-In,Electric Oven,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Exterior Entry

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Lower
  • Area: 918

Features

  • Breakfast Bar,Bookcases,Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Crown Molding,Eat-in Kitchen,Entrance Foyer,Soaking Tub,Guest Quarters,Kitchen Island,Open Floorplan,Pantry,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Custom Cabinetry
  • Door features: Six Panel Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,447
  • Finished area above ground: 3,321

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,515
  • Total interior livable area: 4,768 sqft

Kitchen

  • Level: Main
  • Area: 450

Living Room

  • Level: Main
  • Area: 608

Office

  • Level: Main

Property

Accessibility

  • Accessibility features: Chair Rail

Details

  • Parcel number: 200328251017.000031
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered
  • Exterior features: Balcony,Fire Pit,Irrigation System
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Waterfront-Medium Bank,Deck on Waterfront,Frontage Lot,River
  • Waterbody name: St. Joe River Upper
  • Frontage length: Water Frontage(100)

Lot

  • Lot size: 0.48 Acres
  • Features: 0-2.9999,City/Town/Suburb,Near Walking Trail,Landscaped
  • Lot size dimensions: 100 x 208

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$496$5,952
Property Taxes $711$8,532
Electricity $437$5,244
Total$6,690$80,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,371/yr
40% on housing$200,700/yr
45% on housing$178,400/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 46507$163
Elkhart County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 46507$129
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$998,000
2026-03-27Listed for sale$1,180,000
2014-09-12Sold$450,000
2014-08-07Pending sale$465,000
2014-08-07Listed for sale$465,000
2014-04-22Listing removed$470,000
2013-05-02Price change$470,000
2012-11-02Price change$475,000
2012-04-19Listed for sale$500,000

For Sale by Agent

AgentJulie Thatcher
BrokerageColdwell Banker Real Estate Group

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