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192 N 6th St, Elkhart, IN, 46516

2beds
1baths
728sqft
$96,000
$132price/sqft
$870/moest. monthly cost
$34,800/yrincome needed

About This Home

Beautifully updated home featuring a modern kitchen, durable vinyl plank flooring, newer windows, and fresh paint throughout. This move-in ready property offers a bright, refreshed interior with stylish finishes, making it perfect for an owner-occupant or investment opportunity. Conveniently located near local amenities, schools, and downtown Elkhart.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

3/10
2/10
North Side Middle SchoolGrades 7-81.0 mi
2/10
Elkhart High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1899

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 728

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 728 sqft

Property

Details

  • Parcel number: 200605329004.000012

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 1,306 sqft
  • Features: Level
  • Lot size dimensions: 35x40

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $485$5,820
Home Insurance *$70$840
Property Taxes $131$1,572
Electricity $184$2,212
Total$870$10,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,828/yr
40% on housing$26,100/yr
45% on housing$23,200/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 46516$128
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46516$126
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$106,000
2026-03-19Listed for sale$112,000
2023-03-20Listing removed--
2023-02-13Listed for rent$1,150
2018-05-30Listing removed$600
2018-04-25Listed for rent$600
2018-01-22Listing removed$650
2017-12-27Listed for rent$650
2017-07-21Sold$25,000
2017-04-19Listed for sale$24,900

For Sale by Agent

AgentMichelle Bordeau
BrokerageSUNRISE Realty

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