1138 Cedar St, Elkhart, IN, 46514
About This Home
***Improved Price*** Chaming and full of potential. This 3-4 bedroom, 1 bath, 2 story home sits on a desirable corner lot offering classic curb appeal with a front covered porch and privacy fenced backyard. Inside you will find a main level laundry and flexible living spaces. Enjoy peace of mind with some major updates already completed, including a new roof/gutters, furnace (2021) and water heater (2025). An off-street parking pad adds convenience. There is plenty of room to add a garage. Sold "as is".
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Gas Range
Basement
- Has basement: Yes
- Basement: Michigan Basement
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 132
Features
- Flooring: Carpet,Laminate,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,390
Heating & Cooling
- Heating features: Natural Gas,Conventional,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 2,100
- Total interior livable area: 1,390 sqft
Kitchen
- Level: Main
- Area: 132
Living Room
- Level: Main
- Area: 143
Property
Details
- Parcel number: 200606259009.000012
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Porch Covered
- Fencing: Privacy
Lot
- Lot size: 6,969 sqft
- Features: Corner Lot,City/Town/Suburb
- Lot size dimensions: 50X138
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $125 | $1,500 |
| Electricity | $184 | $2,212 |
| Total | $1,118 | $13,416 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $145,000 |
| 2026-06-23 | Price change | $159,900 |
| 2026-06-04 | Listed for sale | $169,900 |
| 2021-04-05 | Sold | $70,000 |
For Sale by Agent
View on Zillow