See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1011 Benham Ct, Elkhart, IN, 46516

6beds
2baths
3,002sqft
$214,900
$72price/sqft
$1,771/moest. monthly cost
$70,840/yrincome needed

About This Home

Excellent Investment Opportunity – Duplex in Elkhart This property features a fully finished basement with three bedrooms and one full bathroom, along with independent exterior access, offering versatility for family use or as an additional rental unit. The main level includes three additional bedrooms and one full bathroom, providing comfort and ample living space. Conveniently located just minutes from downtown Elkhart, close to schools, parks, educational centers, gas stations, and supermarkets, making it an ideal option for both investors and owner-occupants seeking additional income potential. Don’t miss the chance to own this duplex with great potential. Schedule your showing today.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
Beck Elementary SchoolGrades PK-60.6 mi
2/10
North Side Middle SchoolGrades 7-81.7 mi
2/10
Elkhart High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1917

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Exterior Entry

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Laminate
  • Finished area below ground: 958
  • Finished area above ground: 2,044

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,052
  • Total interior livable area: 3,002 sqft

Property

Details

  • Parcel number: 200608254003.000012

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 5,227 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 48X112

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$158$1,896
Property Taxes $252$3,024
Electricity $275$3,302
Total$1,771$21,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,720/yr
40% on housing$53,130/yr
45% on housing$47,226/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 46516$127
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46516$126
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Price change$214,900
2025-11-19Price change$219,900
2025-10-31Price change$222,500
2025-08-28Listed for sale$224,900
2015-11-13Sold$25,000
2015-10-22Price change$30,000
2015-07-22Price change$32,000
2015-07-11Price change$40,000
2015-06-18Listed for sale$45,000
2014-12-04Listing removed$40,000
2014-10-23Price change$40,000
2014-09-05Price change$45,000
2014-08-10Listed for sale$50,000

For Sale by Agent

AgentCarlos Avelar
BrokerageFenix Realty, LLC

Similar Homes