See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

121 E Lusher Ave, Elkhart, IN, 46517

2beds
1baths
1,508sqft
$134,900
$89price/sqft
$1,104/moest. monthly cost
$44,160/yrincome needed

About This Home

Move-in ready and beautifully updated! This charming home blends timeless character with modern improvements, featuring beautiful hardwood flooring, a brand-new kitchen, beautifully remodeled bathroom, new windows, and a roof approximately 8 years old. Fresh neutral finishes and abundant natural light create a warm and inviting atmosphere throughout. The spacious kitchen offers ample cabinetry and countertop space, making it perfect for everyday living and entertaining. Relax on the welcoming covered front porch or enjoy the generous backyard with plenty of space for outdoor activities. Conveniently located just minutes from downtown Elkhart, shopping, restaurants, parks, schools, and major roadways, this home offers the perfect combination of comfort, style, and convenience. Whether you’re a first-time homebuyer, downsizing, or searching for a great investment opportunity, this beautifully updated home is one you won’t want to miss!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

7/10
Monger Elementary SchoolGrades PK-60.8 mi
4/10
2/10
Elkhart High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 154

Features

  • Tub/Shower Combination
  • Finished area below ground: 0
  • Finished area above ground: 1,508

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 1,508 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 288

Property

Details

  • Parcel number: 200616101009.000012

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered

Lot

  • Lot size: 5,227 sqft
  • Features: 0-2.9999
  • Lot size dimensions: 43x125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$64$768
Property Taxes $174$2,088
Electricity $184$2,212
Total$1,104$13,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,851/yr
40% on housing$33,120/yr
45% on housing$29,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 46517$134
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46517$151
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$134,900
2009-09-14Sold$22,002

For Sale by Agent

AgentJennea Schirr
BrokerageMcKinnies Realty, LLC Elkhart

Similar Homes