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1320 E Beardsley Ave, Elkhart, IN, 46514

2beds
1baths
1,072sqft
$220,000
$205price/sqft
$1,548/moest. monthly cost
$61,920/yrincome needed

About This Home

This cute two-bed, one-bath bungalow is just waiting for its new family! There's so much to love with this home — starting with a brand new roof, siding, and privacy fence installed in 2025, giving you peace of mind for years to come. Enjoy easy outdoor entertaining with the covered back patio and new outdoor furniture. The spacious backyard features a detached oversized garage and a separate workshop, plus additional concrete parking off the alley for your RV or overflow vehicles. Inside, you'll find new paint, flooring, light fixtures, bathtub, vanity, toilet, kitchen cabinets, countertop, sinks, and faucets. New insulation was added in 2023, and a new refrigerator in 2021. The partially finished basement offers a potential third bedroom for extra space or storage. Location is everything — you're just 2 minutes from downtown Elkhart's exciting new development, putting shopping, dining, and entertainment right at your fingertips while still enjoying the comfort of a quiet residential street. Walk one street over to Greenleaf Blvd. to enjoy quiet walks and views of the river! Don't miss your opportunity to own this move-in-ready home!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
2/10
North Side Middle SchoolGrades 7-80.9 mi
2/10
Elkhart High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,072 sqft

Property

Details

  • Parcel number: 200233380010000027

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,496 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$116$1,392
Property Taxes $136$1,632
Electricity $184$2,212
Total$1,548$18,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,074/yr
40% on housing$46,440/yr
45% on housing$41,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$143
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$215,999
2026-07-21Listed for sale$220,000
2024-05-06Sold$175,000
2024-04-22Pending sale$165,000
2024-04-16Price change$165,000
2021-04-30Pending sale$100,000
2009-08-07Sold$69,000
2009-04-19Listed for sale$69,900

For Sale by Owner

AgentProperty Owner

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