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1532 Ash Dr W, Elkhart, IN, 46514

3beds
2baths
2,215sqft
$325,000
$147price/sqft
$2,253/moest. monthly cost
$90,120/yrincome needed

About This Home

*NEW PRICE ~ Stylish and move-in ready, this charming remodeled East Lake Estates ranch offers an open layout perfect for everyday living and entertaining. The oversized living room flows into the open kitchen/dining area. The third bedroom is a convenient laundry/office and can easily convert back. New furnace (2025). Many updates since 2022, including the roof, fresh paint, new flooring, baseboards, updated bathrooms, lighting, keyless entry, and an epoxy-coated garage floor (24.5' x 21.5'), all of which add to the appeal of this gorgeous home. The finished lower level includes a spacious rec/family room, a guest area, a workshop, and ample storage. Enjoy the private fenced backyard with a spacious 21'x17' patio—perfect for grilling and chilling. Summer is just around the corner! This fantastic property also offers the opportunity to enjoy the East Lake water option with your HOA.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
2/10
North Side Middle SchoolGrades 7-82.1 mi
2/10
Elkhart High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 144

Family Room

  • Level: Lower
  • Area: 390

Features

  • Stone Counters,Entrance Foyer,Open Floorplan
  • Window features: Blinds
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 745
  • Finished area above ground: 1,470

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,940
  • Total interior livable area: 2,215 sqft

Kitchen

  • Level: Main
  • Area: 154

Living Room

  • Level: Main
  • Area: 375

Property

Details

  • Parcel number: 200234254001.000027

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Chain Link

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot,Level,City/Town/Suburb,Landscaped
  • Lot size dimensions: 121x135

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$171$2,052
Property Taxes $236$2,832
Electricity $203$2,436
Total$2,253$27,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,245/yr
40% on housing$67,590/yr
45% on housing$60,080/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$143
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$325,000
2026-07-28Listed for sale$335,000
2025-12-09Listing removed$335,000
2025-12-01Price change$335,000
2022-06-14Pending sale$229,000
2022-06-13Contingent$229,000
2022-06-09Listed for sale$229,000

For Sale by Agent

AgentWilma McDougle
BrokerageMcKinnies Realty, LLC Elkhart

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