101 Hemsberd St, Middlebury, IN, 46540
About This Home
MOVE RIGHT IN to this 3 BR 3 bath cape code style home in convenient Middlebury location. You'll appreciate the spacious rooms, the open kitchen and dining area. Kitchen has abundant cabinets, breakfast bar, pantry, built-in desk and the appliances are inlcuded. Large living room, open stairway leads to 2 upper bedrooms and a full bath. Primary bedroom has adjoining bath w/ a double vanity. Main level laundry. Furnace & A/C new in 2023. Full unfinished basement w/ egress window. Large front porch. Rear patio. 2 car attached garage. Northridge Schools, check it out today!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Range,Water Softener Rented
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Concrete
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 182
Features
- Ceiling Fan(s),Entrance Foyer,Double Vanity,Main Level Bedroom Suite
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,788
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,988
- Total interior livable area: 1,788 sqft
Kitchen
- Level: Main
- Area: 143
Living Room
- Level: Main
- Area: 192
Property
Details
- Parcel number: 200810101040.000035
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Patio,Porch Covered
Lot
- Lot size: 0.46 Acres
- Features: Corner Lot,Level,0-2.9999,City/Town/Suburb
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $234 | $2,808 |
| Electricity | $184 | $2,212 |
| Total | $2,123 | $25,476 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $287,900 |
| 2026-07-16 | Listed for sale | $309,900 |
| 2018-10-08 | Sold | $189,000 |
| 2018-09-06 | Listed for sale | $189,900 |
| 2013-09-01 | Listing removed | $164,900 |
| 2012-08-25 | Price change | $164,900 |
| 2012-05-24 | Listed for sale | $169,900 |
| 2010-08-12 | Listing removed | $173,500 |
| 2010-04-03 | Listed for sale | $173,500 |
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