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2306 N 23rd St, Lafayette, IN, 47904

2beds
1baths
828sqft
$175,000
$211price/sqft
$1,185/moest. monthly cost
$47,400/yrincome needed

About This Home

Looking for a starter home or downsizing, discover this charming home brimming with character. The delightful residence provides easy access to shops, restaurants, and more, making it the perfect blend of comfort and convenience. The home features a spacious backyard, ideal for relaxing or entertaining guests, and is located on a peaceful street, providing a nice environment for daily living. Freshly painted throughout.

Getting Around

50
WalkingSomewhat Walkable
30
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

7/10
Vinton Elementary SchoolGrades K-40.6 mi
3/10
Jefferson High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1943

Materials

  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven,Refrigerator

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 828 sqft

Property

Details

  • Parcel number: 790716833022000004

Features

  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$117$1,404
Property Taxes $0$0
Electricity $184$2,212
Total$1,185$14,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,628/yr
40% on housing$35,550/yr
45% on housing$31,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 47904$107
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47904$145
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$175,000
2026-07-18Listed for sale$195,000

For Sale by Owner

AgentProperty Owner

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