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240 McHenry Ave, Crystal Lake, IL, 60014

4beds
4baths
3,255sqft
$589,000
$181price/sqft
$4,611/moest. monthly cost
$184,440/yrincome needed

About This Home

Rare Opportunity to Own this Unique Landmark Home. Double City Lot (0.4 acre) with fencing and recessed for added quiet and privacy. Uniquely located within walking distance from downtown Crystal Lake (Metra, schools, restaurants) and US RT 14 for convenience. Solid brick construction with old world architecture which includes cathedral ceilings, skylights, arch windows and two functioning wood fireplaces. Four large bedrooms with generous closets including two walk-ins! Abundant natural light. Open kitchen plan with granite island, new refrigerator, commercial oven and dishwasher. Full basement. Newer two zone heating and tankless water heater. Rewired with new lighting fixtures. Two car garage with drain. Newly asphalted driveway. Two large private outdoor decks and pool. Pool has newer liner, heater, motor and tarp. Gas line for BBQ ...and much more! Please note: Sold As-Is.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Brick/Mortar,Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,High End Refrigerator,Bar Fridge,Washer,Dryer,Stainless Steel Appliance(s),Wine Refrigerator,Range Hood
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Crawl Space,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 180
  • Dimensions: 20X9

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 361
  • Dimensions: 19X19

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 500
  • Dimensions: 25X20

Features

  • Cathedral Ceiling(s),1st Floor Bedroom,1st Floor Full Bath
  • Window features: Screens,Skylight(s)
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Family Room,Other
  • Fireplace: Yes
  • Attic: Unfinished
  • Finished area below ground: 1,200

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,255
  • Total interior livable area: 3,255 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island),Flooring (Ceramic Tile),Window Treatments (Blinds)
  • Level: Main
  • Area: 234
  • Dimensions: 13X18

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 30
  • Dimensions: 6X5

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 368
  • Dimensions: 23X16

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Blinds),Bathroom (Full)
  • Level: Main
  • Area: 285
  • Dimensions: 19X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1905156013
  • Special condition: None
  • Other equipment: TV-Cable,Ceiling Fan(s),Sump Pump,Radon Mitigation System

Features

  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Outdoor Grill
  • Fencing: Fenced

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,Landscaped,Wooded
  • Lot size dimensions: 120.0 X 160.6 X 229.3 X 132.2

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$274$3,288
Property Taxes $1,109$13,308
Electricity $250$3,004
Total$4,611$55,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,091/yr
40% on housing$138,330/yr
45% on housing$122,960/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 60014$202
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60014$195
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$609,000
2026-04-15Listed for sale$649,888
2025-08-22Listing removed$568,888
2025-08-01Price change$568,888
2025-07-14Price change$599,999
2025-06-17Price change$628,000
2025-05-21Price change$648,000
2025-05-01Listed for sale$688,888
2024-05-15Listing removed--
2024-02-26Listed for sale$588,888
2023-07-03Listing removed--
2023-04-11Listed for sale$548,888
2022-10-03Listing removed--
2022-08-29Price change$449,000
2022-07-07Price change$469,000
2022-06-10Price change$489,000
2022-06-04Price change$499,000
2022-04-19Listed for sale$518,888
2022-04-18Listing removed--
2022-04-10Contingent$500,000
2022-03-25Price change$500,000
2022-03-21Listed for sale$495,000
2014-08-01Sold$369,000
2014-02-28Sold$225,000
2004-06-07Sold$410,000

For Sale by Agent

AgentColleen Berg
BrokerageBerg Properties

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