See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3000 Underwood St, Lafayette, IN, 47904

1beds
1baths
672sqft
$145,000
$216price/sqft
$1,059/moest. monthly cost
$42,360/yrincome needed

About This Home

Fantastic ranch offers 672sf of updated, single-level living in this 1-bedroom, 1-bathroom home. Recent upgrades (*done within the last three years) include a new roof and fresh appliances! Eat-in kitchen, inviting living room, and generous bedroom gives you just the right amount of space for a stress-free environment. Enjoy year-round comfort with central air conditioning and efficient natural gas heating. This low-maintenance home is the ideal choice! See it today before it gets snapped up! As an additional option, this home is also for sale via online auction with Abundant Auctions. Visit their website for information if you want to place a bid. Auction period will be from 02/19/26 to 02/22/26 at 7 PM EST.

Getting Around

46
WalkingCar-Dependent
29
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

7/10
Vinton Elementary SchoolGrades K-40.2 mi
3/10
Jefferson High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 192

Property

Details

  • Parcel number: 790715841019.000004

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,009 sqft
  • Features: Level
  • Lot size dimensions: 50x115

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$97$1,164
Property Taxes $45$540
Electricity $184$2,212
Total$1,059$12,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,308/yr
40% on housing$31,770/yr
45% on housing$28,240/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 47904$107
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47904$145
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Price change$145,000
2026-01-15Listed for sale$150,000
2023-08-28Sold$140,000
2023-08-08Pending sale$135,000
2023-08-04Listed for sale$135,000
2021-06-07Sold$95,000
2021-05-03Pending sale$95,000
2021-04-30Listed for sale$95,000
2020-08-06Sold$64,000
2020-07-10Pending sale$68,000
2020-07-08Price change$68,000
2020-07-06Listed for sale$69,900

For Sale by Agent

AgentMichelle Rainey
BrokerageKeller Williams Lafayette

Similar Homes