1625 Cottonwood Cir, Lafayette, IN, 47905
About This Home
Charming Cape Cod-style home on a .57-acre wooded lot in the sought-after Vinton Woods neighborhood. This well-maintained property features a welcoming two-story entry with beautiful hardwood floors that flow into a spacious living room with a bay window and fireplace. The formal dining room offers a vaulted ceiling and French doors that open to a large deck overlooking the private, wooded backyard. The kitchen is equipped with custom-built B&L cabinetry, stainless steel appliances including a new refrigerator (2021) and a 5-burner gas stove with convection oven (2020), and offers peaceful views of the backyard. Enjoy additional living space in the finished walk-out basement and relax outdoors in the screened-in porch. Significant upgrades include new windows installed in 2021 and a high-efficiency HVAC system with humidifier, dehumidifier, in-duct air purification, and upgraded filtration. Additional improvements include a tankless water heater (2020), a remodeled bathroom (2021), custom stair railings (2021), and a reinforced driveway retaining wall with structural pillars. Homeowners also have access to the neighborhood pool.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Asphalt,Shingle
- Construction materials: Aluminum Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Oven,Gas Range,Gas Water Heater,Water Softener Owned
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Walk-Out Access,Block
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Dining Room
- Level: Main
- Area: 195
Family Room
- Level: Basement
- Area: 400
Features
- 1st Bdrm En Suite,Bar,Breakfast Bar,Bookcases,Vaulted Ceiling(s),Countertops-Solid Surf,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Natural Woodwork,Split Br Floor Plan,Tub/Shower Combination,Formal Dining Room
- Flooring: Hardwood,Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room,Recreation Room,Gas Log,Wood Burning
- Fireplace: Yes
- Attic: Storage
- Finished area below ground: 1,071
- Finished area above ground: 3,133
Heating & Cooling
- Heating features: Natural Gas,Forced Air,High Efficiency Furnace
- Cooling features: Central Air
Interior Area
- Total structure area: 4,307
- Total interior livable area: 4,204 sqft
Kitchen
- Level: Main
- Area: 308
Living Room
- Level: Main
- Area: 400
Property
Details
- Parcel number: 790715477005.000004
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch Covered,Screened
Lot
- Lot size: 0.57 Acres
- Features: Many Trees,Sloped,City/Town/Suburb
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $339 | $4,068 |
| Electricity | $385 | $4,624 |
| Total | $3,291 | $39,492 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $479,900 |
| 2025-10-20 | Listing removed | $475,000 |
| 2025-09-02 | Price change | $475,000 |
| 2025-08-01 | Price change | $485,000 |
| 2025-07-15 | Listed for sale | $499,900 |
| 2022-01-07 | Sold | $405,000 |
| 2021-12-16 | Pending sale | $415,000 |
| 2021-12-02 | Price change | $415,000 |
| 2021-11-14 | Listed for sale | $425,000 |
| 2019-08-02 | Sold | $325,000 |
| 2019-06-05 | Listed for sale | $324,900 |
| 2018-07-30 | Listing removed | $334,900 |
| 2018-06-28 | Listed for sale | $334,900 |
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