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1420 N 16th St, Lafayette, IN, 47904

6beds
2baths
2,556sqft
$199,900
$78price/sqft
$1,534/moest. monthly cost
$61,360/yrincome needed

About This Home

Beautifully Renovated Home – Move-In Ready! Welcome to this beautifully updated home offering the perfect blend of modern improvements and timeless charm. This property has undergone extensive renovations, providing peace of mind and exceptional value for its next owner. Recent updates include new interior paint, brand-new flooring throughout, new foundation work, and new floor joists, ensuring a solid structure and refreshed living spaces. The bright, inviting interior features a functional layout with comfortable living areas, making it ideal for families, first-time homebuyers, or investors. Whether you're looking for a primary residence or an investment opportunity, this move-in-ready home offers quality upgrades that make ownership easy. Conveniently located near schools, shopping, dining, and major roadways, you'll enjoy both comfort and accessibility. Property Highlights: New interior paint Brand-new flooring throughout New foundation work completed New floor joists installed Move-in ready Spacious and functional floor plan Convenient location near local amenities Don't miss the opportunity to own this thoughtfully updated home. Schedule your private showing today and see all this property has to offer!

Getting Around

67
WalkingSomewhat Walkable
38
TransitSome Transit
72
BikeVery Bikeable

Schools

3/10
Jefferson High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Gas Oven,Gas Range
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block,Concrete,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 169

Features

  • Ceiling Fan(s),Walk-In Closet(s),Laminate Counters,Tub/Shower Combination
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,556

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,456
  • Total interior livable area: 2,556 sqft

Kitchen

  • Level: Main
  • Area: 198

Living Room

  • Level: Main
  • Area: 350

Property

Details

  • Parcel number: 790721131009.000004

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,276 sqft
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 51X160

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$134$1,608
Property Taxes $156$1,872
Electricity $234$2,811
Total$1,534$18,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,594/yr
40% on housing$46,020/yr
45% on housing$40,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 47904$107
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47904$145
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$229,900
2026-08-04Price change$229,900
2026-08-02Price change$199,900
2026-07-25Price change$209,900
2026-07-21Price change$219,900
2026-07-19Price change$229,900
2026-07-13Listed for sale$239,900
2026-05-21Sold$150,000
2026-04-24Pending sale$200,000
2026-04-09Listed for sale$200,000

For Sale by Agent

AgentRyan Griswold
BrokerageElite Property Mgmt and Realty

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