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715 North St, Lafayette, IN, 47901

5beds
2baths
3,152sqft
$325,000
$103price/sqft
$2,281/moest. monthly cost
$91,240/yrincome needed

About This Home

We are proud to offer this beautiful historic home in the heart of downtown just two blocks from Mosey Down Main Street and walkable distance to all the other amenities, festivals, shops, and dining that downtown has to offer. You will have to come and see it for yourself, but this spectacular back yard setting comes with a relaxation inducing hot tub on a two year old elevated wood deck and surrounded by 6 foot wood privacy fencing. The open south facing back yard is also a golden opportunity for raised bed gardening or refreshed landscaping to make a private park like setting. There are three bedrooms upstairs and a two bedroom apartment downstairs with private entrance. Both areas currently rented month to month. Lower could be used as in-law suite or could used as rental income or simply enjoyed as additional living space for single family occupancy. The units are only separated by one lockable door in the kitchen that leads to the stairway down. Both areas are separately metered for electric and have independent HVAC systems. Updates include three new entry and storm doors, roof replaced in 2022, upper HVAC replaced in 2021, Lower HVAC replaced in 2025, new dishwasher in 2025, upper Washer & dryer new in 2023, lower washer & dryer new in 2025. 24 hours notice required for all showing appointments.

Getting Around

86
WalkingVery Walkable
51
TransitGood Transit
71
BikeVery Bikeable

Schools

3/10
Jefferson High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Freezer,Washer/Dryer Stacked,Electric Range,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Lower
  • Area: 234

Features

  • Bookcases,Ceiling-9+,Ceiling Fan(s),Guest Quarters,Kitchenette,Tub/Shower Combination,Formal Dining Room,Custom Cabinetry
  • Flooring: Hardwood,Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,048
  • Finished area above ground: 2,104

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,152
  • Total interior livable area: 3,152 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 266

Property

Details

  • Parcel number: 790720477009.000004
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch Covered
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Privacy,Wood

Lot

  • Lot size: 5,039 sqft
  • Features: Level,Sloped,City/Town/Suburb
  • Lot size dimensions: 40x126

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$133$1,596
Property Taxes $217$2,604
Electricity $288$3,467
Total$2,281$27,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,205/yr
40% on housing$68,430/yr
45% on housing$60,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 47901$178
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47901$154
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$325,000
2013-05-31Sold$82,000
2013-05-06Price change$95,000
2013-04-24Price change$99,900
2013-04-17Listed for sale$105,000
2011-10-27Listing removed$134,900
2011-02-11Listed for sale$134,900
2010-08-21Listing removed$158,900
2010-05-12Price change$158,900
2010-04-24Price change$168,000
2010-03-21Listed for sale$175,000
2003-07-31Sold$88,200

For Sale by Agent

AgentBilly Brand
BrokerageConcord Realty Group

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