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815 Brown St, Lafayette, IN, 47901

5beds
2baths
2,576sqft
$299,000
$116price/sqft
$2,274/moest. monthly cost
$90,960/yrincome needed

About This Home

Welcome to 815 Brown Street, a timeless all-brick two-story home ideally situated on the corner of Brown Street and historic 9th Street. Set on a spacious, fully fenced lot, this property offers plenty of outdoor space, including a large backyard, a covered side porch perfect for relaxing and enjoying downtown living, and a detached two-car garage built in 2022. The location is hard to beat, with easy walking access to Historic Main Street, the pedestrian bridge, and a quick bike ride or drive across the river to campus. Inside, you’ll be welcomed by the home’s original charm, highlighted by a stunning grand staircase, soaring ceilings, and beautiful character throughout. Thoughtful updates blend seamlessly with the home’s historic appeal. The main level features two generously sized bedrooms, a full bathroom, a spacious living room, an updated kitchen, and convenient access to the front, side, and backyard. Upstairs, the elegant winding staircase leads to a second living area, a fully functional second kitchen, a full bathroom, a dining room, and three additional bedrooms, providing exceptional flexibility for a variety of living arrangements like multi-generational living or future investment. **AGENTS- read agent remarks for important details and information.

Getting Around

82
WalkingVery Walkable
51
TransitGood Transit
73
BikeVery Bikeable

Schools

3/10
Jefferson High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Electric Oven,Gas Oven,Electric Range,Gas Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Upper
  • Area: 110

Family Room

  • Level: Upper
  • Area: 256

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Tub/Shower Combination,Great Room,Custom Cabinetry
  • Flooring: Carpet,Laminate,Tile,Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,576

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,576
  • Total interior livable area: 2,576 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 240

Office

  • Level: Main
  • Area: 54

Property

Details

  • Parcel number: 790720436003.000004

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Full

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Level,0-2.9999,City/Town/Suburb,Near College Campus,Historic District
  • Lot size dimensions: 51x116

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$123$1,476
Property Taxes $404$4,848
Electricity $236$2,833
Total$2,274$27,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,965/yr
40% on housing$68,220/yr
45% on housing$60,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 47901$176
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47901$154
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$299,000

For Sale by Agent

AgentTabitha Casto
BrokerageTruVant Realty

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