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102 Owen St, Lafayette, IN, 47905

2beds
1baths
720sqft
$165,000
$229price/sqft
$1,379/moest. monthly cost
$55,160/yrincome needed

About This Home

Just 10 minutes from Purdue University and downtown Lafayette, this 2-bedroom, 1-bath home offers a great opportunity for homeowners, investors, or anyone looking to be close to shopping, dining, and entertainment. Situated on a corner lot, the property features an attached 1-car garage and an unfinished basement which provides storage space. Whether you're searching for a primary residence or an investment property, this home is full of potential. Call your favorite Realtor to schedule a private showing today!

Getting Around

45
WalkingCar-Dependent
33
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

3/10
Jefferson High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1932

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Dryer-Electric,Gas Oven,Gas Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 216

Office

  • Level: Main
  • Area: 48

Property

Details

  • Parcel number: 790729386002.000004
  • Zoning: R3

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 6,969 sqft
  • Features: Level,0-2.9999
  • Lot size dimensions: 65X109

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$87$1,044
Property Taxes $274$3,288
Electricity $184$2,212
Total$1,379$16,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,280/yr
40% on housing$41,370/yr
45% on housing$36,773/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 47905$144
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47905$170
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$165,000
2026-04-17Listing removed$1,100
2026-04-16Listed for rent$1,100
2023-06-28Listing removed--
2023-06-27Listed for rent$1,000
2022-06-24Listing removed--
2022-06-18Listed for rent$985
2021-02-26Listing removed--
2020-11-06Listing removed$925
2020-10-27Listed for rent$925
2020-05-03Listing removed$925
2020-04-19Listed for rent$925
2020-04-07Sold$80,000
2020-02-21Listed for sale$80,000

For Sale by Agent

AgentCathy C Russell
Brokerage@properties

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