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1217 S 18th St, Lafayette, IN, 47905

4beds
2baths
2,384sqft
$315,000
$132price/sqft
$2,438/moest. monthly cost
$97,520/yrincome needed

About This Home

Welcome home to this spacious 4-bedroom, 1.5-bath family home offering comfort, functionality, and plenty of room to grow. Featuring a bright and inviting layout, this home provides generous living spaces perfect for everyday life and entertaining. The four bedrooms offer flexibility for a growing family, guests, or a home office, while the convenient half bath adds extra practicality. The kitchen provides ample cabinet and counter space and flows into the dining and living areas, creating a warm and welcoming atmosphere. Outside, you’ll find a yard with plenty of space for kids, pets, gardening, or hosting family and friends gatherings. Whether you’re a first-time homebuyer or looking for more space, this charming home offers the perfect combination of comfort, convenience, and value. Don’t miss your opportunity to make this wonderful family home your own—schedule your showing today! Allowance for kitchen appliances. 2384 sq ft does not include the basement.

Getting Around

51
WalkingSomewhat Walkable
34
TransitSome Transit
58
BikeBikeable

Schools

4/10
3/10
Jefferson High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Garbage disposal

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,384 sqft

Property

Details

  • Parcel number: 790728452004000004

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 6,300 sqft

Parking

  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$166$1,992
Property Taxes $462$5,544
Electricity $218$2,622
Total$2,438$29,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,588/yr
40% on housing$73,140/yr
45% on housing$65,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 47905$143
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47905$170
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-25Price change$315,000
2026-07-09Listed for sale$325,000
2023-02-23Sold$128,000
2022-11-28Pending sale$138,000
2022-11-23Listed for sale$138,000
2022-11-16Pending sale$138,000
2022-11-10Price change$138,000
2022-11-04Listed for sale$150,000

For Sale by Owner

AgentProperty Owner

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