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164 Avenida De La Plata, Brownsville, TX, 78521

4beds
2baths
1,475sqft
$220,000
$149price/sqft
$1,916/moest. monthly cost
$76,640/yrincome needed

About This Home

Beautiful home nestled in a well-established neighborhood, recently refreshed with exterior paint. One bathroom has been tastefully remodeled. The property features a variety of mature fruit trees, including peach, mango, pecan, papaya, and sour orange. All appliances convey. Enjoy a resaca in the backyard—perfect for relaxing and outdoor adventures. Less than 5 minutes from the expressway!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Canales Elementary SchoolGrades PK-50.5 mi
5/10
Faulk Middle SchoolGrades 6-80.3 mi
5/10
Porter High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Electric Water Heater,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,475
  • Total interior livable area: 1,475 sqft

Master Bathroom

  • Features: Shower Only

Property

Details

  • Parcel number: 0283000040014000

Features

  • Levels: One
  • Pool features: None
  • Exterior features: Resaca

Lot

  • Lot size: 0.30 Acres
  • Features: Curb & Gutter,Resaca

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$180$2,160
Property Taxes $386$4,632
Electricity $238$2,859
Total$1,916$22,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,691/yr
40% on housing$57,480/yr
45% on housing$51,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 78521$107
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78521$153
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$230,000

For Sale by Agent

AgentMelissa Ruiz
BrokerageColdwell Banker La Mansion Real Estate Brownsville

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