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528 Villa Verde Dr, Brownsville, TX, 78521

2beds
2baths
1,040sqft
$240,000
$231price/sqft
$1,690/moest. monthly cost
$67,600/yrincome needed

About This Home

Spacious Lots! Nestled on an expansive 3-lot property, this charming older home offers character, space, & incredible potential. While the home could benefit from some TLC, it has been well cared for & provides a great opportunity for a homeowner, investor, or developer to make it their own. The oversized property offers plenty of room to expand, add additional homes, guest houses, rental units, workshops, or other improvements (subject to applicable city zoning and approvals). Mature trees provide shade & a peaceful setting, while the generous outdoor space offers endless possibilities for gardening, recreation, or future development. Whether you're looking for a place to call home, an investment opportunity, or land with room to grow, this unique property is one you won't want to miss! With 3 lots included, opportunities like this are rare. Live in the existing home while planning your future expansion, or take advantage of the property's development potential. Schedule showing today

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
Perez Elementary SchoolGrades PK-50.8 mi
5/10
Oliveira Middle SchoolGrades 6-81.1 mi
5/10
Porter High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Other
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Master Bathroom

  • Features: Shower Only

Property

Details

  • Parcel number: 0748200010023000

Features

  • Levels: One
  • Pool features: None

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage,Carport,Detached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$196$2,352
Property Taxes $43$516
Electricity $238$2,859
Total$1,690$20,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,942/yr
40% on housing$50,700/yr
45% on housing$45,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 78521$106
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78521$153
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$240,000

For Sale by Agent

AgentSandy Cantu
BrokerageBob Torres Properties

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