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2418 Topaz Dr, Harlingen, TX, 78552

3beds
2baths
1,494sqft
$225,000
$151price/sqft
$1,920/moest. monthly cost
$76,800/yrincome needed

About This Home

Fresh Price. Fresh Incentive. Fresh Opportunity! This beautifully remodeled 3-bedroom, 2-bath home is now offered at $225,000 PLUS $5,000 in buyer closing cost assistance! Featuring a brand-new roof, updated finishes throughout, soaring tray ceilings, abundant natural light, and a functional layout designed for everyday living and entertaining. The distinctive sunken living room creates a separate gathering space full of character and charm. Located in the established Dixieland Estates subdivision, this move-in ready home offers exceptional value in today's market. Conveniently located near schools, shopping, restaurants, and more. Don't miss your chance to own a fully remodeled home with seller assistance that can help make homeownership more affordable. Schedule your private showing today! The property was not affected by the March 2025 flooding.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Lamar Elementary SchoolGrades PK-51.0 mi
7/10
5/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Bay Window(s),Double Pane Windows,Solar Screens
  • Flooring: Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,494 sqft

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1711450010006000

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: Privacy

Lot

  • Lot size: 6,098 sqft
  • Features: None

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$157$1,884
Property Taxes $388$4,656
Electricity $238$2,859
Total$1,920$23,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,828/yr
40% on housing$57,600/yr
45% on housing$51,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 78552$122
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78552$163
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$225,000
2026-07-20Price change$225,000
2026-06-05Price change$229,900
2026-05-11Listed for sale$234,900
2026-04-21Listing removed$234,900
2026-01-05Listed for sale$234,900
2021-03-24Listing removed--
2016-09-23Sold--
2016-03-11Listing removed$120,000
2015-04-04Price change$120,000
2015-04-03Listed for sale$129,000
2014-09-03Listing removed$130,000
2014-03-21Listed for sale$130,000

For Sale by Agent

AgentDiana Martinez-Moon
BrokerageRE/MAX Platinum

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