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3201 Lazy Lake Dr, Harlingen, TX, 78550

6beds
6baths
8,241sqft
$1,100,000
$133price/sqft
$9,377/moest. monthly cost
$375,080/yrincome needed

About This Home

Located in the prestigious Treasure Hills subdivision, this timeless estate embodies classic elegance and understated luxury. Featuring a newly installed metal roof, soaring ceilings, marble floors, and a sweeping wrought-iron staircase, the home was designed for refined living and effortless entertaining. The private grounds offer a swimming pool, tennis court, and endless lush views creating a true retreat atmosphere. The first floor includes a spacious kitchen connected to the breakfast and formal dining areas, three bedrooms, two full baths, bonus rooms, powder bath, and maid's quarters with a full bath. Upstairs features a family/game lounge and an expansive primary suite with private gym and balcony overlooking the resort-style backyard. A rare residence defined by space, privacy, and timeless sophistication.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Coakley Middle SchoolGrades 6-82.4 mi
9/10
Early College High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Bonus Room,Ceiling Fan(s),Office/Study,Bar
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Marble

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 8,241
  • Total interior livable area: 8,241 sqft

Master Bathroom

  • Features: Double Vanity,Private Commode,Separate Shower

Master Bedroom

  • Features: Outside Access,Sitting Area,Split Bedrooms,Walk-In Closet(s)

Property

Details

  • Parcel number: 2456100010037000

Features

  • Levels: Two
  • Pool features: In Ground
  • Patio & porch: Covered
  • Exterior features: Auto Gate,Balcony,Sprinkler System
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Privacy,Other

Lot

  • Lot size: 0.74 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$1,025$12,300
Property Taxes $1,886$22,632
Electricity $904$10,858
Total$9,377$112,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$321,497/yr
40% on housing$281,310/yr
45% on housing$250,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 78550$103
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78550$140
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$1,050,000
2026-07-14Listed for rent$7,000
2026-07-07Price change$1,100,000
2026-06-22Price change$1,150,000
2026-05-30Price change$1,200,000
2026-05-17Price change$1,250,000
2026-05-10Listed for sale$1,300,000
2026-04-14Sold--
2026-03-08Pending sale$1,100,000
2026-01-10Listed for sale$1,100,000
2025-08-16Listing removed$1,499,000
2025-05-05Price change$1,499,000
2024-08-22Listed for sale$1,600,000

For Sale by Agent

AgentSaul Herrera
BrokerageWall Street Real Estate LLC

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