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5116 El Jardin Cir, Harlingen, TX, 78552

4beds
5baths
4,927sqft
$685,000
$139price/sqft
$5,215/moest. monthly cost
$208,600/yrincome needed

About This Home

If you prefer a hacienda style executive home with incredible features, consider 5116 El Jardin in Palm Valley, home of the Harlingen Country Club. No expense was spared when this home was a premiere builder constructed this home in 1993. The woodwork is truly amazing, from its beams & ceilings to the windows, doors & cabinetry. 2 living & dining areas, all of it extremely impressive. Pictures only tell part of the story! Talavera tile in kitchen & baths provide pops of color, while the flooring is an uninterrupted flow of Saltillo tile. 3 bedrooms & 2 baths are on one side of the home, while an incredible primary wing is on the other. Its bathroom has 2 private toilets & all the other amenities you would expect with an office & exercise room completing the package. Exterior features include a beautiful pool with patios, French doors on all 3 sides let in plenty of light, a golf course lot with walkways & sitting areas, a 3 car garage & whole house propane powered Generac. One story.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Gutierrez Middle SchoolGrades 6-81.6 mi
4/10
Harlingen High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Built-Up,Tile
  • Construction materials: Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,2+ Water Heaters,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bonus Room,Ceiling Fan(s),Office/Study
  • Window features: Plantation Shutters

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 4,927
  • Total interior livable area: 4,927 sqft

Master Bathroom

  • Features: Double Vanity,Private Commode,Separate Shower

Master Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)

Property

Details

  • Parcel number: 4581200070026000

Features

  • Levels: One
  • Pool features: In Ground
  • Patio & porch: Covered
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.47 Acres
  • Features: On Golf Course

Parking

  • Total spaces: 3
  • Parking features: Garage,Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$480$5,760
Property Taxes $731$8,772
Electricity $541$6,492
Total$5,215$62,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,800/yr
40% on housing$156,450/yr
45% on housing$139,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 78552$122
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78552$163
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$600,000
2026-07-13Listed for sale$685,000
2018-07-30Listing removed$575,000
2017-06-17Listed for sale$575,000
2016-08-06Listing removed$625,000
2015-03-12Listed for sale$625,000

For Sale by Agent

AgentLolly Burns
BrokerageLOLLY BURNS REAL ESTATE, LLC

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