See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1170 N Austin St, San Benito, TX, 78586

4beds
3baths
2,216sqft
$278,000
$125price/sqft
$2,062/moest. monthly cost
$82,480/yrincome needed

About This Home

GREAT PRICE! Large brick veneer home with all tile floors, vaulted living room with exposed beams, large jacuzzi tub, fenced back yard, large covered patio, 2 car garage, & a GENERAC generator for added convenience and security. An attached apartment with a separate entrance offers a full kitchen, living area, bedroom, bathroom, and laundry hookups—perfect for rental income or guests. The roof was updated in 2013 (main house) and 2024 (apartment), and two A/C units ensure year-round comfort. Move-in ready!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
Downs Fine Arts AcademyGrades PK-50.1 mi
4/10
2/10
San Benito High SchoolGrades 10-122.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),High Speed Internet
  • Flooring: Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 2,216
  • Total interior livable area: 2,216 sqft

Master Bathroom

  • Features: Separate Shower

Property

Details

  • Parcel number: 6150000020001000

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.27 Acres
  • Features: Curb & Gutter

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,405$16,860
Home Insurance *$250$3,000
Property Taxes $164$1,968
Electricity $243$2,919
Total$2,062$24,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,697/yr
40% on housing$61,860/yr
45% on housing$54,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 78586$101
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78586$155
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$279,900
2025-06-18Listing removed$294,995
2025-02-28Price change$294,995
2025-01-17Listed for sale$299,995

For Sale by Agent

AgentLinda Marie Villarreal
BrokerageOne Stop Realty, Inc

Similar Homes