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396 Hibiscus St, San Benito, TX, 78586

2beds
2baths
1,962sqft
$215,000
$110price/sqft
$1,654/moest. monthly cost
$66,160/yrincome needed

About This Home

This One of a Kind Charming Hacienda Home was built in 1934. Downstairs has 1 bedroom and bath . Upstairs Was a 3 bedroom 1 bath converted into a master suite and study. Formal dining room , spacious kitchen huge pantry . Living room with built ins and a fireplace. Possible to close one wall and make a 3rd bedroom. Back yard has many possibilities .

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
Cash Elementary SchoolGrades PK-50.2 mi
4/10
2/10
San Benito High SchoolGrades 10-122.2 mi

Construction

Condition

  • Year built: 1934

Materials

  • Roof: Composition,Metal
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Flooring: Hardwood,Tile

Heating

  • Heating features: Central,Natural Gas

Interior Area

  • Total structure area: 1,962
  • Total interior livable area: 1,962 sqft

Master Bathroom

  • Features: Soaking Tub,Separate Shower

Master Bedroom

  • Features: Sitting Area,Walk-In Closet(s)

Property

Details

  • Parcel number: 6157400100001000

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Privacy

Lot

  • Lot size: 7,501 sqft
  • Features: Curb & Gutter

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$193$2,316
Property Taxes $136$1,632
Electricity $238$2,859
Total$1,654$19,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,708/yr
40% on housing$49,620/yr
45% on housing$44,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 78586$101
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78586$155
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Price change$229,000
2026-01-08Listed for sale$235,000

For Sale by Agent

AgentVelma De Los Santos
BrokerageV.I.P. REALTY

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