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229 Arroyo Ave, Santa Rosa, TX, 78593

3beds
2baths
1,080sqft
$125,000
$116price/sqft
$1,168/moest. monthly cost
$46,720/yrincome needed

About This Home

Charming 3-bedroom, 1-bath brick home located within city limits and currently producing rental income. This property offers tile flooring throughout and a functional layout with a kitchen featuring tile countertops. The home includes a carport, chain-link fenced yard, and window screens with blinds already installed. A unique feature of this property is the separate workshop/storage area located in the backyard, which includes a bathroom with a stand-up shower and laundry hookups, providing additional utility and flexible space. The home sits on a slab foundation with brick siding and a shingle roof, connected to city sewer, and uses propane gas. Major systems include an AC unit installed in 2009 and a water heater replaced just 2 years ago. Appliances included are the stove and refrigerator. This home presents a great opportunity for investors or buyers looking for an affordable property with income potential.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Jo Nelson Middle SchoolGrades 6-80.6 mi
5/10
Santa Rosa High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Flooring: Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Master Bedroom

  • Features: None

Property

Details

  • Parcel number: 6565000230021000

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 6,098 sqft
  • Features: None

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$158$1,896
Property Taxes $140$1,680
Electricity $238$2,859
Total$1,168$14,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,045/yr
40% on housing$35,040/yr
45% on housing$31,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 78593$74
Cameron County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 78593$109
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$125,000
2026-04-06Price change$125,000
2026-03-12Listed for sale$130,000

For Sale by Agent

AgentJonathan Lindley
BrokerageRE/MAX Platinum

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