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412 Starwood Pass, Lake In The Hills, IL, 60156

5beds
4baths
3,456sqft
$485,000
$140price/sqft
$3,859/moest. monthly cost
$154,360/yrincome needed

About This Home

FANTASTIC TWO-STORY HOME IN A GREAT LOCATION! This 5-bedroom, 3.5-bath home offers a spacious and functional layout perfect for everyday living and entertaining. The gorgeous eat-in kitchen with tons of beautiful cabinetry opens seamlessly to the inviting family room with fireplace, creating the ideal gathering space for family and friends. Potential 5th bedroom on the main floor is currently being used as an office. Upstairs, you'll find a spacious primary suite with stunning updated bathroom and walk-in closet. Three additional generously sized bedrooms, and a full hall bath with separate sinks. The fully finished walkout basement provides even more living space plus another full bathroom. Basement space is perfect for a recreation room, media room, or home office. Step outside to the back deck overlooking a beautiful mature lot. Backs directly to a huge park and playground, offering both privacy and convenience. This home truly has it all! Schedule your showing today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
5/10
Lundahl Middle SchoolGrades 6-82.5 mi
8/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: Shadowrock

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Disposal
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedroom5

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 240
  • Dimensions: 16X15

Features

  • Built-in Features,Walk-In Closet(s),Open Floorplan,Separate Dining Room
  • Window features: Skylight(s)
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 99
  • Dimensions: 9X11

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,456 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Granite Counters),Flooring (Hardwood)
  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 54
  • Dimensions: 6X9

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 221
  • Dimensions: 13X17

Other

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 435
  • Dimensions: 15X29

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 408
  • Dimensions: 24X17

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1919328009
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 8,407 sqft
  • Lot size dimensions: 70X120

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$229$2,748
Property Taxes $913$10,956
Electricity $265$3,189
Total$3,859$46,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,308/yr
40% on housing$115,770/yr
45% on housing$102,906/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 60156$174
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60156$180
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$485,000
2026-07-31Listed for sale$485,000
2004-05-27Sold$315,000

For Sale by Agent

AgentMatthew Lysien
BrokerageSuburban Life Realty, Ltd

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