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205 Cooper Ln, La Feria, TX, 78559

3beds
2baths
1,722sqft
$129,900
$75price/sqft
$1,051/moest. monthly cost
$42,040/yrincome needed

About This Home

Fully renovated and spacious home offering over 1,700+ sq ft in a desirable 55+ community with no HOA restrictions. Features include a large Texas room addition with blown-in insulation throughout the entire home for added comfort and efficiency. Interior highlights include custom cabinetry, a second dining area, and a unique multi-level layout with stairs leading from the Texas room to the main living areas and bedrooms. Includes a versatile multi-use room with a closet, ideal for an office, hobby space, or guest area. Situated on a large lot with a private well servicing the in-ground sprinkler system. Includes storage shed.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
5/10
La Feria High SchoolGrades 8-121.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured/Mobile

Interior

Appliances

  • Appliances included: Dishwasher,Reverse Osmosis Water Heater,Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bonus Room,Office/Study
  • Window features: Double Pane Windows
  • Flooring: Tile

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 1,722
  • Total interior livable area: 1,722 sqft

Master Bathroom

  • Features: Shower Only

Property

Details

  • Parcel number: 8451000000042000

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Fencing: None

Lot

  • Lot size: 0.33 Acres
  • Features: None

Parking

  • Total spaces: 1
  • Parking features: Garage,Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$101$1,212
Property Taxes $56$672
Electricity $238$2,859
Total$1,051$12,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,034/yr
40% on housing$31,530/yr
45% on housing$28,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 78559$115
Cameron County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 78559$162
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$134,900

For Sale by Agent

AgentCharlotte Ruiz
BrokerageRE/MAX ELITE

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