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27101 N State Highway 345, San Benito, TX, 78586

6beds
6baths
6,463sqft
$1,500,000
$232price/sqft
$11,037/moest. monthly cost
$441,480/yrincome needed

About This Home

Peace of mind: This property stayed HIGH & DRY during the March 2025 flood. Step into history with this 1927 estate, offering 6,400 sq. ft. of timeless elegance. Featuring six bedrooms, 5+ baths, multiple living areas, a sunroom, balconies, and a stairwell leading to its own bell tower, this home is truly one of a kind. Hardwood and tile floors, hand-painted walls, antique fixtures, and two fireplaces add to its charm. The chef's kitchen is ready for culinary creations. Set on 2.69 acres with resaca frontage, the property is graced by majestic Montezuma bald cypress trees, recognized on the National Registry of Champion Trees for their size, age, and historical significance. Outdoors, enjoy a boat house, pool, patio, and a band stage, perfect for events or a wedding venue. This rare estate offers a unique blend of history, nature, and endless possibilities. https://nationalchampiontree.org/championTree/2701/

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Downs Fine Arts AcademyGrades PK-52.2 mi
4/10

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Slab
  • Roof: Built-Up,Flat,Tile
  • Construction materials: Solid Masonry,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Double Oven,Dryer,Trash Compactor,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Bonus Room,Ceiling Fan(s),Office/Study,High Speed Internet
  • Window features: Bay Window(s)
  • Flooring: Hardwood,Marble,Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 6,463
  • Total interior livable area: 6,463 sqft

Master Bathroom

  • Features: Double Vanity,Private Commode,Separate Shower

Master Bedroom

  • Features: Outside Access,Sitting Area,Split Bedrooms,Walk-In Closet(s)

Property

Details

  • Parcel number: 8803900070000000

Features

  • Levels: Two
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Balcony,Resaca
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Other
  • On waterfront: Yes

Lot

  • Lot size: 2.69 Acres
  • Features: Resaca

Parking

  • Total spaces: 4
  • Parking features: Carport
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$1,352$16,224
Property Taxes $1,392$16,704
Electricity $709$8,516
Total$11,037$132,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$378,411/yr
40% on housing$331,110/yr
45% on housing$294,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 78586$99
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78586$155
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-14Price change$1,500,000
2025-01-30Listed for sale$1,700,000
2017-05-30Sold--
2017-05-05Listed for sale$255,000
2017-05-05Pending sale$255,000
2017-03-30Price change$255,000
2017-02-10Listed for sale$320,000
2016-11-07Sold--

For Sale by Agent

AgentTana Springer
BrokerageEXP Realty, LLC

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