See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

782 E Oyster Dr, Port Isabel, TX, 78578

1beds
2baths
792sqft
$309,000
$390price/sqft
$2,451/moest. monthly cost
$98,040/yrincome needed

About This Home

Resort living and/or Airbnb with up-front views toward Starship launches! This channel-front cottage home offers igh ceilings combined with the simplicity of 1 bedroom allows for an open feel and there is still plenty of room to sleep guests comfortably and have the convenience of 2 full bathrooms. The entire home is tiled, with a newer wood-look everywhere except the bathrooms and kitchen. Spend time outside on the nice tiled deck with storage underneath, store your fishing gear in the storage building, and don't forget about the deeded boat dock and all the other amenities that Long Island Village has to offer!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-50.9 mi
4/10
4/10
Port Isabel High SchoolGrades 8-122.9 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Shutters

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 792
  • Total interior livable area: 792 sqft

Property

Details

  • Parcel number: 9680050000782000
  • Zoning: RES/RV

Features

  • Pool features: Pool-Heated,Indoor,Pool-Outdoor
  • Patio & porch: Deck,Patio
  • Exterior features: Dock,Storage,Other
  • Spa features: Community
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Seawall,Waterfront,Channel Frontage

Lot

  • Features: Other
  • Lot size dimensions: appro x . 40' x 70'

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$114$1,368
Property Taxes $537$6,444
Electricity $238$2,859
Total$2,451$29,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,034/yr
40% on housing$73,530/yr
45% on housing$65,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 78578$169
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78578$252
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$309,000

For Sale by Agent

AgentPhillip Swink
BrokerageRio Isla Realty

Similar Homes