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1120 Cherry St, Lake In The Hills, IL, 60156

3beds
3baths
3,173sqft
$389,900
$123price/sqft
$3,133/moest. monthly cost
$125,320/yrincome needed

About This Home

Don't let this one deceive you... This is a well-maintained 3 bed, 2.1 bath split level home with an attached 2 car garage, but what you see from the outside doesn't prepare you for what you'll be walking into when you step inside the front door! The entryway is a pleasant surprise in itself; the cedar lined enclosed vestibule is completely protected from the elements! Once inside, you will be delighted to see vaulted ceilings on the main level & a spacious layout with plenty of room for entertaining. The open floor plan flows from the foyer to the living room featuring a 3-sided gas start fireplace & skylights for an abundance of natural light, to the ample dining area, a huge kitchen with all stainless appliances & a copper stamped tile detail on the peninsula. The walk-in pantry, main level laundry, & guest half bath complete the main floor. Dual sliding doors from kitchen & dining area lead to a large deck & backyard with privacy fence just waiting for your finishing touches to make it a true showstopper of an outdoor space! The 2nd level offers 2 bedrooms & a full bath with dual vanities, jetted tub, & separate shower. The English style lower level offers another bedroom, full bathroom & large family room... Though the real surprise in this thoughtfully designed home is the fully finished bonus space in the sublevel basement! This space can be great for a playroom, exercise room, or as an added living space (currently being used a 4th bedroom) which is absolutely awesome if seeking multi-generational living!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Algonquin Middle SchoolGrades 6-82.7 mi
8/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished,Sub-Basement,Egress Window,Partial,Daylight

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 90
  • Dimensions: 9X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Lower
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 132
  • Dimensions: 12X11

Dining Room

  • Features: Flooring (Laminate)
  • Level: Main

Family Room

  • Features: Flooring (Carpet)
  • Level: Lower
  • Area: 304
  • Dimensions: 19X16

Features

  • Vaulted Ceiling(s),Open Floorplan
  • Window features: Screens,Skylight(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,227
  • Total interior livable area: 3,173 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Pantry-Walk-in),Flooring (Laminate)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Living Room

  • Features: Flooring (Laminate)
  • Area: 225
  • Dimensions: 15X15

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 276
  • Dimensions: 12X23

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 374
  • Dimensions: 22X17

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1920477005
  • Special condition: None

Features

  • Levels: Quad-Level,Split Level
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 60x140

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$184$2,208
Property Taxes $734$8,808
Electricity $244$2,928
Total$3,133$37,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,417/yr
40% on housing$93,990/yr
45% on housing$83,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 60156$175
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60156$180
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$389,900
2026-08-05Contingent$389,900
2026-07-31Listed for sale$389,900
2005-06-15Sold$225,000
1999-03-30Sold$156,500

For Sale by Agent

AgentEmily Ruhnke
BrokerageRE/MAX Plaza

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