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105 Tulip St, White Oak, TX, 75693

4beds
3baths
2,840sqft
$359,000
$126price/sqft
$2,801/moest. monthly cost
$112,040/yrincome needed

About This Home

Beautifully updated 4-bedroom, 3-bath home in White Oak offering approximately 2,840 square feet on a 0.35-acre corner lot. Remodeled in 2022 with fresh paint, updated flooring, lighting, fixtures, kitchen cabinetry, granite and quartz countertops, modern appliances, blinds, fencing, landscaping, and a new water heater. The floor plan features a large living area with wood-burning fireplace, formal dining room, kitchen/eating combo, utility room, and a flexible bonus room suitable for office, playroom, gym, or hobby space. Two primary-style bedroom areas provide added flexibility, including a spacious suite with walk-in closet and mini-split A/C. Outside features include a fenced yard, gutters, concrete drive, and a detached 30x40 air-conditioned garage with workshop/storage space and room for multiple vehicles. Convenient location near White Oak schools, parks, splash pad, shopping, and dining.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
9/10
White Oak Middle SchoolGrades 6-80.3 mi
7/10
White Oak High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Microwave,Dishwasher,Disposal,Electric Water Heater
  • Laundry features: Laundry Room,Washer Hookup

Bathroom

  • Features: Shower/Tub,Double Vanity,Separate Water Closet,Walk-In Closet(s)

Bedroom

  • Features: Master Bedroom Split,Master Bed Sitting Area,Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate Formal Dining

Features

  • Granite Counters,Ceiling Fans,High Speed Internet,Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Den
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 2,840 sqft

Property

Details

  • Parcel number: 55674
  • Exclusions: drapes/rods,simply safe

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Rain Gutters
  • Fencing: Wood,Metal Fence
  • Topography of land: Level
  • Living area range: 2501-3000

Lot

  • Lot size: 0.35 Acres
  • Features: Landscaped,Curbs/Gutters
  • Lot size dimensions: 107'x140'

Parking

  • Total spaces: 3
  • Parking features: Garage,Detached,Garage Door Opener,Workshop in Garage,Attached,Rear/Side Entry,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$274$3,288
Property Taxes $401$4,812
Electricity $311$3,742
Total$2,801$33,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,034/yr
40% on housing$84,030/yr
45% on housing$74,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 75693$206
Gregg County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 75693$147
Gregg County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$359,000
2026-05-26Listed for sale$369,900
2026-02-18Listing removed$379,900
2025-09-30Listed for sale$379,900
2022-12-09Sold--
2022-10-27Price change$349,750
2022-10-14Listed for sale$349,900
2017-10-10Listing removed$189,900
2017-08-29Price change$189,900
2017-08-23Listed for sale$192,500
2017-07-14Sold--
2017-02-17Price change$154,900
2017-01-18Listed for sale$159,900

For Sale by Agent

AgentMark Armstrong
BrokerageBOLD Real Estate Group

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