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701 S White Oak Rd, White Oak, TX, 75693

4beds
4baths
2,660sqft
$339,900
$128price/sqft
$2,624/moest. monthly cost
$104,960/yrincome needed

About This Home

Welcome home to 701 South White Oak Road. This beautifully updated 2,660 SQFT property provides 2-living areas ( one area currently used as a home office ), 4-bedrooms, 3.5 baths located in the highly sought after White Oak area. This spacious home is designed for comfort, function, and entertaining. From the exquisite dark wood flooring and stylish fixtures throughout its open-concept kitchen, dining, and living area provides the perfect space for gathering with family and friends. Kitchen displays ample cabinetry, generous countertops, stainless steel appliances, and a pantry. The oversized primary suite feels like a relaxing private retreat, with an oversized bathroom and walk-in dream closet. For outdoor recreation, this large lot offers more backyard than the fence line indicates; see survey and aerial photo for more backyard accuracy. Schedule your private showing today!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
9/10
White Oak Middle SchoolGrades 6-80.4 mi
7/10
White Oak High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Free-Standing Range,Self Cleaning Oven,Microwave,Dishwasher,Vented Exhaust Fan,Gas Water Heater
  • Laundry features: Laundry Room,Electric Dryer Hookup,Washer Hookup

Bathroom

  • Features: Shower/Tub,Walk-In Closet(s)

Bedroom

  • Features: Master Bedroom Split,Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Cable TV,Pantry,Granite Counters,Ceiling Fans,High Speed Internet,Eat-in Kitchen
  • Window features: Window Treatments,Shutters,Blinds
  • Flooring: Carpet,Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Gas
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 2,660 sqft

Property

Details

  • Parcel number: 62690
  • Exclusions: Refrigerator,Washer,Dryer,and Personal Items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: Wood
  • Topography of land: Level
  • Living area range: 2501-3000

Lot

  • Lot size: 0.43 Acres
  • Features: Corner
  • Lot size dimensions: 116 x 164.80

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Side,Attached,Rear/Side Entry,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Ice Storm
Strong Wind
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$259$3,108
Property Taxes $355$4,260
Electricity $292$3,505
Total$2,624$31,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,965/yr
40% on housing$78,720/yr
45% on housing$69,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 75693$206
Gregg County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 75693$147
Gregg County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$339,900
2026-07-11Price change$344,900
2026-05-22Listed for sale$349,900
2022-05-20Sold--
2022-05-04Pending sale$305,000
2022-04-14Listed for sale$305,000
2020-05-28Sold--
2020-03-18Price change$219,900
2020-03-17Price change$229,000
2020-01-06Price change$229,900
2019-11-26Price change$244,900
2019-08-27Price change$248,900
2019-06-13Listed for sale$249,900

For Sale by Agent

AgentJaylon Jeffery
BrokerageTexas Real Estate Executives

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