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2461 Gina Dr, Pearl, MS, 39208

4beds
3baths
2,388sqft
$200,000
$84price/sqft
$1,471/moest. monthly cost
$58,840/yrincome needed

About This Home

Beautifully Crafted 4-Bedroom Home with Dual Primary Suites and Exceptional Storage Welcome to this spacious and thoughtfully designed home offering approximately 2,400 square feet of living space, combining quality craftsmanship, comfort, and functionality throughout. This well-appointed residence features 4 bedrooms and 3 full bathrooms, including two primary suites. The versatile floor plan also includes a large bonus room, perfect for a media room, home office, playroom, fitness area, or additional living space. Property Features Approximately 2,400 square feet 4 bedrooms 3 full bathrooms Two primary suites Two walk-in closets Spacious bonus room with multiple potential uses Granite kitchen countertops Large built-in pantry Abundant cabinetry and storage throughout the home Custom furniture-style bathroom vanities Solid wood interior and exterior doors Double-pane, noise-reducing storm windows Elegant 5-inch trim molding throughout Prime Location Conveniently located within approximately 5 miles of shopping, dining, entertainment, schools, and colleges, this home offers the perfect balance of comfort and accessibility. Enjoy the convenience of nearby amenities while still having a place to call home that provides space, quality, and privacy. Quality and Comfort Throughout Designed with both beauty and practicality in mind, this home offers generous living spaces, quality finishes, and exceptional storage solutions. The kitchen features granite countertops, abundant cabinetry, and a large built-in pantry. Throughout the home, you’ll find custom woodwork, solid wood doors, and detailed trim that add character, warmth, and lasting value. The dual primary suites provide flexibility for a variety of living arrangements, while the bonus room offers additional space to suit your lifestyle needs. With its spacious layout, quality construction, and desirable location, this home presents a rare opportunity for buyers seeking comfort, functionality, and timeless appeal. Schedule your private showing today and discover all that this exceptional home has to offer.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
4/10
Pearl Junior High SchoolGrades 6-81.1 mi
8/10
Pearl High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Other,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,388 sqft

Property

Details

  • Parcel number: E08G00000801700

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: None

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$142$1,704
Property Taxes $96$1,152
Electricity $222$2,664
Total$1,471$17,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,434/yr
40% on housing$44,130/yr
45% on housing$39,226/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 39208$118
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39208$163
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$200,000
2026-07-25Price change$200,000
2026-06-15Listed for sale$235,000

For Sale by Owner

AgentProperty Owner

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