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664 Spring Lake Dr, Pearl, MS, 39208

4beds
3baths
2,813sqft
$419,000
$149price/sqft
$2,879/moest. monthly cost
$115,160/yrincome needed

About This Home

BEAUTIFUL 4 bedroom 2.5 bath home in Country Place. (with 2 living areas) Foyer entry, high ceilings, gas fireplace, large living area, formal dining, WONDERFUL kitchen with lots of counter and cabinet space, island eat-in kitchen area, pantry. Laundry room with sink. Large Master bedroom with nice walk-in closet, master bath has double vanity, jetted tub and separate stand up shower, nice walk-in closet. Secondary bedrooms are a good size with great closet space, and a nice size living area upstairs. Covered patio, nice deck, great fenced backyard. Pool and Clubhouse in the neighborhood.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Pearl Upper SchoolGrades 4-50.8 mi
4/10
Pearl Junior High SchoolGrades 6-81.5 mi
8/10
Pearl High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Cooktop,Electric Range,Microwave,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,High Ceilings,Kitchen Island,Pantry,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,813
  • Total interior livable area: 2,813 sqft

Property

Details

  • Parcel number: 0

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: Back Yard

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$298$3,576
Property Taxes $202$2,424
Electricity $261$3,138
Total$2,879$34,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,708/yr
40% on housing$86,370/yr
45% on housing$76,773/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 39208$116
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39208$163
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$409,900
2026-07-30Listed for sale$419,000
2018-11-13Sold--
2018-10-08Pending sale$275,000
2018-09-14Listed for sale$275,000
2018-09-08Pending sale$275,000
2018-08-30Price change$275,000
2018-07-12Price change$299,900
2018-07-05Price change$309,900
2018-06-04Listed for sale$319,900

For Sale by Agent

AgentTeresa Renkenberger
BrokerageMerck Team Realty, Inc.

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