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219 Garden Dr, Brandon, MS, 39042

2beds
2baths
1,475sqft
$245,000
$166price/sqft
$1,719/moest. monthly cost
$68,760/yrincome needed

About This Home

Welcome to Gardens of Crossgates—where homes rarely hit the market and, once you arrive, you'll understand why! This move-in ready 2 bedroom, 2 bathroom home features beautiful wood floors throughout and a spacious living room with oversized windows that showcase peaceful views of the fully fenced backyard (perfect for morning coffee or keeping an eye on whatever's grilling). The large covered back porch is ready for relaxing, entertaining, or simply enjoying a little extra shade on those warm Mississippi days. The kitchen offers solid surface countertops, generous counter space, and a large built-in pantry—because running out of storage is simply not an option here. Just off the kitchen, the laundry room provides even more storage and plenty of room to keep everything organized. The freshly painted primary suite is a true retreat, complete with two oversized walk-in closets (no need to share!) and an en-suite bath featuring a large jetted tub and separate walk-in shower. The guest bedroom is also generously sized, and the guest bathroom is conveniently accessible from both the hallway and the bedroom. With its thoughtful layout, abundant storage, and welcoming feel, this home makes everyday living easy—and finding a home here is the hard part. Don't miss your chance! (Professional pictures coming Monday)

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
Rouse Elementary SchoolGrades PK-11.5 mi
8/10
Brandon Middle SchoolGrades 6-81.9 mi
9/10
Brandon High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Inside

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Crown Molding,Entrance Foyer,High Ceilings,His and Hers Closets,Open Floorplan,Stone Counters,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Blinds
  • Flooring: Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,475
  • Total interior livable area: 1,475 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Entrance,Grip-Accessible Features

Details

  • Parcel number: H09d00000200100

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Privacy,Wood,Fenced
  • Waterfront features: None

Lot

  • Lot size: 6,969 sqft
  • Features: City Lot,Level,Pie Shaped Lot,Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Direct Access,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$171$2,052
Property Taxes $118$1,416
Electricity $192$2,304
Total$1,719$20,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,937/yr
40% on housing$51,570/yr
45% on housing$45,840/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 39042$155
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39042$161
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$245,000
2024-02-22Sold--
2024-01-23Pending sale$245,000
2024-01-06Listed for sale$245,000

For Sale by Agent

AgentBeth Stevens
BrokerageTurn Key Properties, LLC

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