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204 La Fox River Dr, Algonquin, IL, 60102

4beds
2baths
1,920sqft
$356,000
$185price/sqft
$2,751/moest. monthly cost
$110,040/yrincome needed

About This Home

Rare opportunity directly across from Cornish Park and the Fox River. This spacious 4-bedroom home blends the craftsmanship of an older build with a layout suited to today's buyers. A main-level bedroom offers flexibility for guests, a home office, or just convenience for someone not looking to navigate stairs all day. Upstairs, two bedrooms share a Jack-and-Jill bath, and the expansive primary includes an adjoining bonus room, offering the potential to add a full master bath and walk-in closet which would transform the already large primary into a complete master suite. Solid bones and well-maintained mechanicals let the next owner focus on personalizing the space. Steps to downtown Algonquin's Main Street for tons of dining and entertainment options, with river views, park access, and the Prairie Path right outside your door. A rare chance to bring your vision to a piece of Algonquin's history in one of the area's most desirable settings.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

9/10
6/10
Algonquin Middle SchoolGrades 6-80.6 mi
6/10
Dundee-Crown High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1891

Materials

  • Construction materials: Cedar,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Cellar,Exterior Entry,Other,Storage Space,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 195
  • Dimensions: 15X13

Bedroom3

  • Level: Second
  • Area: 117
  • Dimensions: 13X9

Bedroom4

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Enclosed Porch

  • Level: Basement
  • Area: 180
  • Dimensions: 20X9

Family Room

  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Features

  • Window features: Screens

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Laundry

  • Level: Basement
  • Area: 90
  • Dimensions: 10X9

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 182
  • Dimensions: 14X13

Storage

  • Level: Basement
  • Area: 144
  • Dimensions: 16X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1934108012
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Water,Front of Property
  • Has water view: Yes
  • Water view: Water,Front of Property
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: FOX RIVER

Lot

  • Lot size: 8,712 sqft
  • Features: Views
  • Lot size dimensions: 6.6X13.2

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Yes,Detached,Off Street,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,800$21,600
Home Insurance *$134$1,608
Property Taxes $670$8,040
Electricity $147$1,772
Total$2,751$33,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,320/yr
40% on housing$82,530/yr
45% on housing$73,360/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 60102$198
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60102$192
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-01-05Listing removed--
2023-12-20Listed for rent$2,300
2008-03-20Sold$255,000
2006-10-13Sold$210,000
1998-06-05Sold$167,000

For Sale by Agent

AgentChristie Gabriel
BrokerageKeller Williams Inspire

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