630 Oceola Dr, Algonquin, IL, 60102
About This Home
Set Along The Fox River With Sweeping Water Views From The Backyard, This 4 Bedroom, 2.5 Bath Home Offers The Kind Of Setting That Is Hard To Find. A Covered Front Porch Welcomes You In, While The Back Of The Home Opens To A Spacious Deck, Level Lawn, And A Brick Fire Pit At The Water's Edge - Perfect For Summer Evenings And Fall Bonfires. Inside, The Family Room Features A Brick Fireplace With Insert, Hardwood Flooring, Crown Molding, And Sliding Doors To The Deck, With Room To Carve Out A Work-From-Home Space. The Kitchen Offers Abundant Cabinetry, A Breakfast Bar, Center Island, Stainless Steel Refrigerator And Gas Range, And Opens To A Sunny Eating Area With Sliders To The Backyard. A Separate Living Room With Large Picture Window Overlooking The Front Yard And A Powder Room Complete The Main Level. Upstairs You Will Find Four Bedrooms, Including A Generously Sized Primary, Along With Updated Full Baths Featuring Newer Vanities And A Walk-In Shower. The Partially Finished Basement Adds Excellent Bonus Space With Recessed Lighting And Fresh Finishes - Ready For A Rec Room, Home Gym, Or Media Area. Attached 2 Car Garage, Wide Concrete Driveway, And Mature Trees Throughout. Bring Your Boat, Your Kayak, Or Just Your Morning Coffee. Homes On The River Do Not Come Along Often
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick
Other
- Builder model: 2 Story
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Humidifier
- Laundry features: Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Partial
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 140
- Dimensions: 14X10
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 120
- Dimensions: 12X10
Bedroom4
- Features: Flooring (Carpet)
- Level: Second
- Area: 100
- Dimensions: 10X10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Tile)
- Level: Main
- Area: 144
- Dimensions: 12X12
Family Room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 351
- Dimensions: 27X13
Features
- Door features: ENERGY STAR Qualified Doors
- Window features: ENERGY STAR Qualified Windows
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Family Room
- Fireplace: Yes
- Attic: Full
- Finished area below ground: 800
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,405
- Total interior livable area: 2,605 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Country Kitchen),Flooring (Tile)
- Level: Main
- Area: 132
- Dimensions: 12X11
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 190
- Dimensions: 19X10
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 234
- Dimensions: 18X13
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full,Shower Only)
- Level: Second
- Area: 165
- Dimensions: 15X11
Other
- Level: Basement
- Area: 522
- Dimensions: 29X18
Storage
- Features: Flooring (Other)
- Level: Basement
- Area: 100
- Dimensions: 10X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1934310018
- Special condition: None
- Other equipment: Ceiling Fan(s),Sump Pump,Backup Sump Pump;
Features
- Stories: 2
- Patio & porch: Deck
- Exterior features: Fire Pit
- Has view: Yes
- View description: Water,Back of Property
- Has water view: Yes
- Water view: Water,Back of Property
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: FOX RIVER
Lot
- Lot size: 0.26 Acres
- Features: Landscaped,Water Rights
- Lot size dimensions: 90x150
Parking
- Total spaces: 2
- Parking features: Asphalt,Side Driveway,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,173 | $26,076 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $809 | $9,708 |
| Electricity | $200 | $2,404 |
| Total | $3,344 | $40,128 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 1998-12-03 | Sold | $169,000 |
For Sale by Agent
View on Zillow