See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

519 Ridge Cir, Brandon, MS, 39047

5beds
3baths
3,000sqft
$430,000
$143price/sqft
$2,958/moest. monthly cost
$118,320/yrincome needed

About This Home

Welcome to this stunning home in the highly sought-after Fox Bay community, where style, space, and lifestyle come together effortlessly. Step through grand double doors into soaring ceilings, expansive living areas, rich wood flooring, and fresh, modern paint tones that create a warm yet sophisticated ambiance. The kitchen is truly a cook's dream, featuring solid granite countertops, stainless steel appliances, a built-in recycling cabinet, and ample space for a large family dining table--perfect for gatherings both casual and formal. Designed with a desirable split floor plan, the private primary suite offers a luxurious retreat with a brand-new tiled walk-in shower, separate soaking tub, dual vanities, and a spacious seated makeup area. Guest bedrooms are generously sized and thoughtfully positioned away from the main living areas, sharing a convenient full and half bath. Enjoy added elegance with wood plantation shutters in the front, while the back of the home invites you to relax or entertain on the large enclosed patio--complete with a ceiling fan, TV setup, and an extended deck ideal for game nights, ping pong, or simply unwinding. The outdoor space is just as impressive, with a large backyard perfect for entertaining and a level front yard that has hosted countless neighborhood gatherings, from badminton to cornhole tournaments. Fox Bay offers exceptional amenities, including a clubhouse, pool, beautifully maintained tennis courts, private boat ramp, island access, and over 12 miles of scenic walking and biking trails. Located just a block from the Reservoir and golf course, this home truly delivers the best of recreation and relaxation. Don't miss your opportunity--schedule your private showing today before it's gone!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
7/10
8/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Exhaust Fan,Gas Cooktop,Gas Water Heater,Microwave,Oven,Self Cleaning Oven,Water Heater
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Pantry,Walk-In Closet(s)
  • Window features: Aluminum Frames
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: I12q00000301140

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Private Entrance
  • Fencing: Back Yard,Privacy,Wood
  • On waterfront: Yes
  • Waterfront features: Other

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$299$3,588
Property Taxes $207$2,484
Electricity $278$3,347
Total$2,958$35,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,417/yr
40% on housing$88,740/yr
45% on housing$78,880/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 39047$164
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39047$157
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$430,000
2018-12-07Sold--
2018-11-04Pending sale$279,900
2018-09-17Price change$279,900
2018-08-10Listed for sale$299,000
2008-05-23Listing removed$289,900
2008-04-21Listed for sale$289,900

For Sale by Agent

AgentKimberly Shelton
BrokerageKeystone Realty Corporation

Similar Homes