305 Lake Harbor Rd, Brandon, MS, 39047
About This Home
This property has incredible potential for a waterfront family retreat or a place to build the home of your dreams. This property is comprised of two adjacent lots that are being sold together. Imagine having 150' of water frontage which provides access to the Ross Barnett Reservoir. The main cabin on the property contains two bedrooms, a kitchen, a living room and screened porches facing the water. This building is built over the water and contains parking for two boats. Adjacent to the main cabin is a guest house containing nearly 500 square feet of enclosed area that is comprised of two additional bedrooms, a bathroom and a laundry hook up. On the adjacent lot, there's a single wide mobile home that is primarily used now for storage. There's also a metal storage building on the property. This estate related property is being sold 'as is'. Public records indicate the house and mobile home were built in 1968. The structures have use but are definitely 'fixer uppers'.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1968
Materials
- Foundation: Conventional
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Residential,Cabin
Interior
Appliances
- Appliances included: Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bar
- Flooring: Wood
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Space Heater
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,058
- Total interior livable area: 1,058 sqft
Property
Details
- Parcel number: K16k00000100580
- Zoning description: Res Medium Density
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Slip,Dock
- Fencing: None
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Boat Launch,Canal Front,Waterfront,See Remarks
Lot
- Lot size: 1.17 Acres
- Features: Cleared,Landscaped,Level,Subdivided,Views,Wooded
- Lot size dimensions: 150' x 342'
Parking
- Total spaces: 4
- Parking features: Driveway,Paved,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Rankin County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,506 | $18,072 |
| Home Insurance * | $207 | $2,484 |
| Property Taxes | $144 | $1,728 |
| Electricity | $192 | $2,304 |
| Total | $2,049 | $24,588 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-15 | Listed for sale | $298,000 |
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