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853 Springwater Ranch Rd, Brandon, MS, 39042

3beds
3baths
1,937sqft
$499,500
$258price/sqft
$3,677/moest. monthly cost
$147,080/yrincome needed

About This Home

Welcome home to the Rankin 10.02! If you have been searching for a home with acreage in southern Rankin County, 853 Springwater Ranch Road in Brandon, Mississippi, is worth a closer look. This 1,937A± square foot home sits on 10.02A± acres and includes shared access to a 5A± acre lake. An asphalt driveway welcomes you to the Rankin 10.02, guiding you beneath mature oaks and pine timber to the front of the home. The detached garage provides ample space, along with two additional areas for parking outdoor equipment and storing tools. The home features a functional layout with three bedrooms, three bathrooms, a living room, dining area, and kitchen. Covered porches span both the front and rear of the home. The screened rear porch is currently used as a relaxing sitting area, offering peaceful views of the lake, while an additional open section creates the perfect space for outdoor cooking. In addition to the main residence, the property includes a separate "mother-in-law" style guest house. Historically used as a rental, this space has its own private drive and is well-equipped for weekend guests or continued income-producing potential. The land itself is spacious and offers the privacy many buyers seek when looking outside the city limits. While neighboring properties are nearby, the setting still provides the quiet seclusion of country living without feeling too remote. Conveniently located just 20 minutes from downtown Brandon and approximately four miles from Puckett, this property also falls within the highly regarded Puckett School District. For more information or to schedule a private showing, contact Michael Oswalt or today and experience #TheSmallTownWay. Location: 853 Springwater Ranch Road Brandon, MS 39042 Rankin County 4A± Miles NW of Puckett 17.3A± Miles SE of Brandon 30A± Miles SE of Jackson Coordinates: 32.1053, -89.8292 Property Use: Residential Recreational Investment Potential Rental Income Property Information: 10.02A± Acres 5A± Acre Shared-Access Lake 1,937A± SqFt Home 3 Bedrooms/3 Baths Covered Porches Mother-In-Law Style Guest House Private Driveway Additional Outbuilding Detached Garage Asphalt Driveway Puckett School District Tax Information: Parcel #: N02-0 Taxes: TBD

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Puckett Elementary SchoolGrades PK-63.2 mi
7/10
Puckett Attendance CenterGrades 7-123.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 1,937
  • Total interior livable area: 1,937 sqft

Property

Details

  • Parcel number: N0200000500010

Lot

  • Lot size: 10.02 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$348$4,176
Property Taxes $612$7,344
Electricity $192$2,304
Total$3,677$44,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,068/yr
40% on housing$110,310/yr
45% on housing$98,053/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 39042$153
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39042$161
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$525,000
2015-05-27Sold--

For Sale by Agent

AgentJimmy Gentry
BrokerageSmallTown Properties

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