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2708 20th St, Tuscaloosa, AL, 35401

4beds
2baths
1,551sqft
$115,000
$74price/sqft
$985/moest. monthly cost
$39,400/yrincome needed

About This Home

RARE FIND IN TUSCALOOSA COUNTY A 4 BEDROOM 2 BATH. SEPARATE ENTRANCE TO THE 4TH BEDROOM, WHICH CAN SERVE AS A IN LAW SUITE OR STUDENT HOUSING. JACK AND JILL BATH. THE CORVET DOES NOT REMAIN WITH THE HOUSE. THERE IS A SHARED DRIVE WAY. THE HEATING AND COOLING IS IN OPERABLE, SOME UPDATED WIRING IN 2023. Reduced by 20,000. This home is to be Sold As Is

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
Central Primary SchoolGrades PK-50.5 mi
4/10
Westlawn Middle SchoolGrades 6-80.4 mi
2/10
Central High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1924

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,551
  • Total interior livable area: 1,551 sqft

Laundry

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 3108272024003.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 871.20 sqft

Parking

  • Parking features: Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$135$1,620
Property Taxes $29$348
Electricity $240$2,881
Total$985$11,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,771/yr
40% on housing$29,550/yr
45% on housing$26,266/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 35401$259
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35401$109
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-17Price change$118,800
2025-11-21Price change$138,800
2025-08-16Listed for sale$158,800
2025-08-01Listing removed$125,900
2025-06-16Listed for sale$125,900
2025-06-09Pending sale$125,900
2025-04-24Price change$125,900
2024-11-06Price change$139,900
2024-09-16Price change$149,900
2024-09-08Listed for sale$155,900
2024-07-01Listing removed--
2024-04-18Listed for sale$155,900
2024-04-11Pending sale$155,900
2024-02-18Listed for sale$155,900
2023-11-11Listing removed--
2023-06-16Listed for sale$155,900
2016-04-20Sold$55,500

For Sale by Agent

AgentDeborah Brown
BrokerageDEBORAH BROWN REAL ESTATE AND CONSTRUCTION COMPANY

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