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826 Pin Oak Cir, Cary, IL, 60013

5beds
4baths
2,577sqft
$550,000
$213price/sqft
$4,276/moest. monthly cost
$171,040/yrincome needed

About This Home

Welcome to this beautifully updated 5-bedroom, 3.5-bath home offering 2,577 square feet of stylish living space. Built in 1984, this move-in-ready home has been thoughtfully updated with major system improvements, providing both modern comfort and peace of mind. Step inside to discover gorgeous hardwood flooring throughout the home, creating a warm and timeless feel. The updated kitchen serves as the heart of the home with Beautiful cabinetry, generous workspace, and a functional layout that's perfect for everyday living and entertaining. The spacious primary suite is a true retreat, featuring a large walk-in closet and a beautifully appointed en-suite bathroom complete with a walk-in shower, soaking tub, and plenty of space to unwind after a long day. With five generously sized bedrooms and 3.5 bathrooms, this home offers exceptional flexibility for guests, a home office, or multi-generational living. The thoughtful floor plan provides comfortable gathering spaces while maintaining privacy where it matters most. Outside, you'll find a beautiful back yard with a large deck with endless possibilities for entertaining, recreation, gardening, or simply enjoying the outdoors. Located in a desirable Cary neighborhood walking distance to elementary school, high school, Sunburst bay aquatic center and the public library. The home is also located close to shopping, dining, and commuter routes, this exceptional home offers the perfect combination of space, quality updates, and timeless style. With beautiful hardwood floors throughout, a luxurious primary suite, an updated kitchen, and major system upgrades such as new Centac Vac dual HVAC for better efficiency and much more this is a home you won't want to miss!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
Three Oaks SchoolGrades K-50.2 mi
7/10
Cary Jr High SchoolGrades 6-81.0 mi
10/10

Construction

Condition

  • Year built: 1984

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Level: Second
  • Area: 182
  • Dimensions: 13X14

Bedroom4

  • Level: Second
  • Area: 90
  • Dimensions: 10X9

Bedroom5

  • Level: Main
  • Area: 72
  • Dimensions: 9X8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Family Room

  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,577 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Laundry

  • Level: Second
  • Area: 30
  • Dimensions: 6X5

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 14X17

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 196
  • Dimensions: 14X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2007329009
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 6,060 sqft
  • Lot size dimensions: 60x101

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$262$3,144
Property Taxes $1,035$12,420
Electricity $198$2,378
Total$4,276$51,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,605/yr
40% on housing$128,280/yr
45% on housing$114,026/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 60013$191
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60013$194
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$550,000
2000-05-24Sold$168,500

For Sale by Agent

AgentJulija Jovanovic
BrokerageeXp Realty

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